Richard Williams

Senior Consultant - Risk Advisory & Analytics

Contact details

Richard has over 30 years senior experience in risk management roles, covering credit, operational, regulatory, governance, people, technology, financial and strategy.

Throughout his career, he has been driven by a passion to bring the risk message out to the wider audience, from c-suite to front line risk takers, to investors.  With a deep sector knowledge, he has worked extensively in financial services, including nine years with Renault as Chief Finance and Risk Officer, and more recently as Head of Risk for the Post Office. 

During his time in financial services, Richard supported the TSB Bank floatation and undertook key risk positions in the Lloyds/HBOS merger and the transformation of its underlying businesses during the financial crisis.

His utilisation of financial, strategic and risk competencies continues to prove invaluable when applying experiential and commercial knowledge to the creativity of the consulting world. 


Significant experience:

Throughout his career, Richard has worked both in-house - public and private sector and in fixed-term consulting assignments to implement Enterprise Risk Management Frameworks. 

He has developed and implemented industry firsts in:

  • asset backed lending customer analytics
  • risk model governance and provisioning
  • automotive manufacturer benchmarking, leading to greater customer transparency
  • shaping the risk function for one of the largest UK banking divestments in history
  • managing credit portfolios with over 90% UK market concentration risk. 

Other expertise:

Richard regularly challenges the traditional ways of risk management and is always researching and developing a smarter way for clients to gain more benefit from their enterprise risk frameworks. An avid fan of new technology, he utilises his experience to adapt risk tools to support a greater client experience, by removing the ambiguity, which so often leads to the decommissioning of risk in organisations. 

He has also previously held roles in accounting and audit with Grant Thornton and strategy with Lloyds Banking Group.