Govern. Engage. Monitor.

Visual DC pensions and workforce data for clarity, confidence and better outcomes.

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Bringing clarity to complexity

GEM® has been designed with a simple goal in mind – empowering trustees and employers to make better, data-driven decisions about workplace pensions. 

By providing our clients with access to razor-sharp data analytics, we allow them to work with our DC experts to build a deep understanding of their workforce or pension scheme membership, energising their strategy and bringing focus to their future. 

DC pension technology that simplifes your decisions

GEM allows you to independently model real-time outcomes based on your specific needs, reducing the time and effort needed to make informed decisions​. This not only enables you to move away from paper-based, static reports – replacing them with easy-to-use, interactive reports – but also ensures you meet regulatory and governance requirements efficiently. 

We configure your GEM dashboards and modules with your objectives in mind. You can therefore gain insight that accurately reflects and forecasts the true profile of your DC pension scheme. 

Explore the modules

GEM modules

 

Module 1

Annual governance reporting

Interactive dashboards covering all pillars of DC governance with real-time data on saver behaviour, trends, and outcomes – accessible 24/7. 

 

Module 1

Annual governance reporting

Bespoke interactive reporting covering all the key pillars of DC Governance. Clients have direct access 24/7 to data analytics, showing the long term savings behaviours, trends and outcomes for DC savers.

 

Module 2

Default investment strategy reporting

Provides reporting on the investment strategy design, risk adjusted performance, ESG both in absolute and relative terms. Our reporting provides comparative performance against the market and bespoke benchmarks to ensure performance is assessed without bias. 

 

Module 2

Default investment strategy reporting

Provides reporting on the investment strategy design, risk adjusted performance, ESG both in absolute and relative terms. Our reporting provides comparative performance against the market and bespoke benchmarks to ensure performance is assessed without bias.

 

Module 3

Provider research, selection and benchmarking

Allows us to provide real-time comparisons of pension arrangements based on our independent research, client experience and commercial terms, weighted to client specific key areas.

 

Module 3

Provider research, selection and benchmarking

Allows us to provide real time comparisons of pension arrangements based on our independent research, client experience and commercial terms, weighted to client specific key areas.

 

Module 4

Workforce data analytics

Allows sophisticated real-time modelling of employee / member data to support the design and development of workplace savings and benefit arrangements. Enables scenario modelling so you can test outcomes without excessive manual work or delay. 

 

Module 4

Workforce data analytics

Allows sophisticated real time modelling of employee / member data to support the design and development of workplace savings and benefit arrangements. Allows users to model various scenarios, removing the need for multiple meetings and manual calculations to be undertaken.

 

Module 5

Value for money assessment

Provides interactive dashboard reporting, that gives trustees a detailed understanding of the VFM offered to members and the key areas that add and detract value.  

 

Module 5

Value for money assessment

Provides interactive dashboard reporting, that gives trustees a detailed understanding of the VFM offered to members and the key areas that add and detract value. 

Why GEM makes a difference 

Discover opportunities

Combine DC pension and workforce data with external insight to reveal what really matters. 

Make faster, evidence-based decisions

Model outcomes in real time, reducing effort and increasing confidence. 

Interactive, future-looking reporting

Move beyond static documents with dashboards that anticipate trends.

Spot and address biases

Identify potential gaps, support vulnerable members, and improve fairness in scheme design. 

Empower your internal team

Self-serve dashboards complement your capacity, giving you control and flexibility. 

Our DC consulting services

GEM sits at the heart of our DC consulting services, combining independence, market scale and data-led insight. It transforms how you manage governance, engage your workforce and shape investment and provider decisions – protecting your people and powering your business. 

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Explore GEM

Contact our team to schedule your personal walkthrough of GEM’s capabilities.

GEM: book a demo

Please confirm that you are requesting to arrange a demo of GEM. For all other queries, please use our general contact form or speak to your usual BW contact.