Michael Henderson FIA


Michael is an associate in our Insurance Consulting team, specialising in investment/ALM and annuity related work for life insurers.

He is a qualified actuary with significant involvement in Solvency II (SII) related work, including capital calculations and the long-term guarantee adjustments. He is a good communicator who has experience of working closely with clients both in an advisory capacity and on a full-time project basis.

Significant experience:

  • SII capital modelling and optimisation
  • matching adjustment (including secondment to FTSE100 life insurer)
  • credit risk modelling
  • bulk annuity market reviews
  • SII treatment of pension scheme risk

Other expertise:

Michael began his career in the pensions team where he gained experience of pension scheme valuations, ongoing management, de-risking exercises and governance.


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