Defined contribution (DC) investment
Protecting members with a well-planned, tailored DC investment strategy
We believe employers should make use of all available tools in order to deliver the journey members are looking for.
Our defined contribution (DC) investment philosophy is supported by our Investment team of over 90 professionals who undertake manager and fund analysis as well as asset risk and lifestyle modelling. Together we have designed DC investment solutions that focus on two distinct phases:
We assist DC schemes in complying with all formal governance requirements. This could include putting in place robust monitoring and performance reporting, covering:
It is important for employers to have a strategy in place, not just around how to support those approaching retirement, but all DC members. Support and guidance is needed at each life stage and we can help with the key messaging and design through our digital engagement and benefits platform, 4me.
Our investment services oversee more than 450 clients with over £140 billion in assets collectively. We work collaboratively to reach an investment approach that benefits and protects scheme members.
"Investment performance (net of investment charges) is one of the most critical factors in the ultimate outcome for the member, especially considering the low levels of contributions typically put into DC plans"