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Barnett Waddingham
0333 11 11 222
A good investment framework should make it easy for members to follow a simple process that results in a tailored, sophisticated investment strategy which meets their needs.

We believe employers should make use of all available tools in order to deliver the journey members are looking for.

Our defined contribution (DC) investment philosophy is supported by our Investment team who undertake manager and fund analysis as well as asset risk and lifestyle modelling.  Together we have designed DC investment solutions that focus on two distinct phases:

  1. Passively engaged, when members are many years from retirement they need their money to work as hard as possible for them and they can afford to take a long-term view of investment success.
  2. Actively engaged, we believe it is currently at around age 50-55 that a DC investment strategy should move to reflect an individual's specific circumstances.

Monitoring and ongoing governance

We assist schemes in complying with all formal governance requirements.  This could include putting in place robust monitoring and performance reporting, covering:

  • fund performance
  • key manager events
  • market review
  • market outlook

Engagement and at retirement support

it is important for employers to have a strategy in place, not just around how to support those approaching retirement, but all DC members.  Support and guidance is needed at each life stage and we can help with the key messaging and design through our online portal, Me2.

“Investment performance (net of investment charges) is one of the most critical factors in the ultimate outcome for the member, especially considering the low levels of contributions typically put into DC plans”
Mark Futcher
Partner, Barnett Waddingham

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