Working with employers and trustees to implement DC arrangements for the best possible member outcome
We believe defined contribution (DC) is a simple formula based on timeframe, how much is contributed together with the net investment performance, and how to shape and access the benefit for the best possible member outcome.
How long the member is paying into the scheme
Payments from member, employer and taxman
Potential growth of investments less charges
This is overlaid on the workforce based on their age and has three key components:
In order to achieve both Employer Consulting objectives and member empowerment our governance and engagement solution segments the workforce to specifically target these three areas and aligns appropriate investment design to these stages.
Our client portfolio currently exists of 200+ DC schemes across Trust, Master Trust and Contract ranging in size.
Our DC consultancy services are at the heart of our proposition but we look wider than this, allowing employers to offer a more holistic approach to employees for saving for later life.
The framework to deliver better member outcomes
Appropriate investment structures for good member outcomes
Successful engagement strategy to empower members
Helping to benchmark current arrangements for the future
Governance, engagement and monitoring analytics
Objectively justifying where value is added in DC schemes
Other services include day-to-day operational support, scheme governance, investment, member engagement, and consultancy advice on matters such as legislation and investment strategy.