Using GEM (Governance, Engagement, Monitoring) our pension analytical tool, we can look at contribution structures (benchmarking against industry sector averages) and model various contribution options or benefit outcomes across member groups. 

The analysis looks at how things stand now and projects how things will look five to ten years in the future.  By examining cohorts and slicing data in a variety of ways, GEM provides a detailed membership breakdown of their defined contribution (DC) pension. 

This in turn helps our Investment team when looking at investment strategies, financial modelling and also provide insight into the work of our engagement team amongst other things.

We can also benchmark against auto-enrolment legislation and/or the Pension Quality Mark criteria.

4me: welcome to the future of workplace engagement

4me is our digital service designed to help employees engage with the range of workplace benefits. It's a great way to help improve the health and financial wellbeing of your workforce.

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