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Review of 2013: The year of regulatory uncertainty, hot topics, new services and more…
Everyone has their own different words to describe 2013, but one word that nobody should be using is ‘boring’. So much has happened this year to ma...
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Autumn data harvest
What has happened? On 08 November 2013 the Prudential Regulation Authority (PRA) sent out a request to firms in the Internal Model Approval Process...
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PPO stochastic models: Are they the bee’s knees?
A stochastic model is a model where one or more of your inputs are random variables. Each time you run the model, the value of your random variables could differ.
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AFM Conference 2013
What is the AFM? The Association of Financial Mutuals (AFM), the trade body representing mutual insurers, friendly societies and other financial mu...
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High age mortality convergence
Large variations in mortality are often observed at working ages for different subgroups of the population. These differentials have been observed ...
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Delving into the world of unit-linked business: FCA findings
The review’s findings can be grouped into three main topics: systems and controls, assets appropriate for customers and benefits that are calculated fairly and accu…
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Blog
Solvency II preparation guidelines: EIOPA is not for turning
In April we posted several blog articles 1, 2, 3, 4 about EIOPA’s guidelines for national regulators covering how they should be ensuring that firm...
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Omnibus II? Omnidelay V!
What has happened? The European Parliament confirmed on 4 September 2013 that it has rescheduled the plenary vote of the Omnibus II Directive from ...
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Microinsurance: novel challenges call for innovative solutions
Mainstream commercial insurance has for a long time been unattainable for a large proportion of the world’s population. Those from low-income backg...
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Summer Students' Experience: Spreadsheets and the City
Looking back on our eight weeks in Barnett Waddingham’s Insurance Actuarial practice, we recall fondly the unique learning experiences of the summer programme.