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    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

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    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk technology

    • Risk Portal
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    • Real-time decisions (Swarm AI)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
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    • LGPS technology (Online tools)
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance

    • Actuarial support for insurers
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    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

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    Clarity from BW
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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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    Insights and events

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All insights

Search or use the filters to find the insights that interest you

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  2. Insights
  3. Insight
  • A hand is placing a yellow puzzle piece into a light bulb shape, symbolizing the completion of an idea or solution. The background is a soft, muted gray.

    Blog

    Covid-19: testing operational resilience in insurance

    In these difficult times firms will also be looking to demonstrate that they remain resilient to any further stresses to their business.

  • Two figures in business attire support a horizontal bar beneath a large magnifying glass featuring a checkmark, suggesting an emphasis on analysis or achievement in a minimalist, abstract background.

    Blog

    Covid-19 sickness projections: understanding the current position

    We discuss the trends in mortality, possible future morbidity rates and consider how actual rates are comparing to the initial modelling used by the UK government.

  • Blog

    Risk appetite frameworks – designing the right tool for the job

    Our guide to helping you take control of your risk appetite framework and make it work for your specific business needs.

  • A man in a dark sweater and tie is focused on writing or drawing on a notepad, seated at a table in a bright, modern workspace with large windows.

    Briefing

    Insurer valuation of equity release mortgages

    Will recently proposed regulatory changes in respect of equity release mortgages affect the solvency of insurers?

  • Blog

    Saving lives – one report at a time…

    Important and material information is easily lost in long, technical and “boring” actuarial reports. These are not only tedious to write, but cause report users to …

  • Briefing

    Solvency and Financial Condition Reporting (SFCR)

    The first public submissions of the Solvency and Financial Condition Report (SFCR) for the majority of firms were published in late May this year.

  • Blog

    SFCR - Section A - Business and performance

    The first public submissions of the Solvency and Financial Condition Report (SFCR) for the majority of firms were published in late May this year. In this series of…

  • Blog

    SFCR - So what's the point?

    In this series of blogs we’ve looked in detail at each section of the Solvency and Financial Condition Report (SFCR). We’d like to finish by considering a question …

  • Blog

    SFCR - Section E - Capital Management

    Capital management is the final section of the Solvency and Financial Condition Report (SFCR), so well done for getting this far! Along with Section A, this is one …

  • Blog

    SFCR - Section D - Valuation for solvency purposes

    The first public submissions of the Solvency and Financial Condition Report (SFCR) for the majority of firms were published in late May this year. In this series of…

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