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    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

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  • Expertise

    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk

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    Pensions

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    • Public sector
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    Risk technology

    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    • Schools analysis (Data Navigator)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

    • Administration
    • Benefits consulting
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    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS guides (Enlighten)
    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • Online trustee analytics (Insight)
    • SIPPs Online
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance

    • Actuarial support for insurers
    • Interim recruitment and project resourcing solutions
    • Technology for insurers
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    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

    • Charities and endowments
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    • DC investment
    • Family office
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    • Sustainable investment
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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

    • Clarity from BW
    • Insurance sector
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    Clarity from BW
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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

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    • Pensions and benefits
    • Insurance
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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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    Insights and events

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All insights

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  3. Insight
  • Blog

    Takaful - an introduction

    Issues surrounding Islamic Finance and in particular Sharia-compliant investment have recently penetrated the public consciousness through the adve...

  • Blog

    Summer students - What I wish I knew before starting work

    Now halfway through their summer placements Chris, Omair, and Sophie have all settled in to working life. Here they tell us about a few things they wish they'd know…

  • Blog

    Nuances of the Long-Term Guarantee Assessment

    As part of the battle to sort out the interest rate under Solvency II, EIOPA carried out a quantitative impact study on the issue. Known as the Lon...

  • Blog

    Medically Underwritten Bulk Annuities

    The bulk annuity market has developed rapidly over the past few years, and despite a stall in growth throughout 2012 it is expected to continue to thrive as insurer…

  • Blog

    Income Protection – What’s Happening?

    Income Protection – What’s Happening? Barnett Waddingham hosted a dinner at its St Paul’s office for clients and guests on 21 February.

  • Blog

    Goodbye FSA, Hello PRA and FCA

    From the 1 st April 2013 the regulation of financial services in the UK has changed. The Financial Services Authority (FSA) is a familiar body to m...

  • Blog

    CP12/38 – a welcome change of tack by the FSA?

    CP12/38 – a welcome change of tack by the FSA? What is the problem being addressed? The FSA defines with-profits business as policies where the pol...

  • A man in a light blue shirt and tie closely examines a tablet, while a woman in a dark dress points at the screen. They are in a modern, bright office environment with colleagues in the background.

    Blog

    A beginner’s guide to the Solvency II interest rate

    The “risk-free” interest rate used to establish technical provisions has taken centre stage recently as the key obstacle delaying progress towards Solvency II imple…

  • Briefing

    PS12/4 Protecting with-profit policyholders

    The FSA’s Policy Statement on protecting with-profits policyholders (PS12/4) summarises feedback and presents the amendments to Section 20 of the Conduct of Busin…

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