We bring clarity to complex issues such as pensions buy-outs, M&A, financing and cost management, helping you make informed and timely decisions for the benefit of your company.
Our consultants’ extensive knowledge is backed by a commitment to research and a suite of proprietary online tools and software that enable us to offer unique insights and a personalised, flexible service for our clients. An experienced partner will assemble a bespoke team, tailored to your exact needs, and will remain personally involved at all levels of the work.
Our expert actuarial and investment advice can help you make sense of scheme funding valuation negotiations, liability transfers, investment and de-risking strategies, mergers and acquisitions, and PPF levy advice.
We work solely in your interests as scheme sponsor, to avoid potential conflicts. However, our extensive experience advising trustees of other schemes helps us to anticipate emerging issues, leading to smoother negotiations.
Through our specialised DC consultancy, we advise employers in delivering appropriate DC pension strategies to attract, motivate and retain staff. Our experienced communications team can help you promote those benefits in print, online or face to face to maximise engagement with your workforce.
Our wellbeing team provides consultancy, administration and re-broking services on all health and risk policies. We also have an innovative market leading wellbeing solution called BWell which focuses around analysis, prevention and intervention. Our philosophy to wellbeing and the benefits associated with wellbeing centres around building a solution bespoke to our clients and their culture that benefits the employee through protection, education and engagement but also provides a real return to the employer on their benefits investment.
Our executive pensions service offers advice to employers on tax-efﬁcient pension provision for directors and senior executives. Working with HR, finance teams and remuneration committees, we can help develop retirement strategies for the mutual benefit of you and your staff.
Our growing client base includes medium-sized companies as well as larger firms and multinationals based in the UK and Europe.
The headline news is that the PPF is expecting to collect a total levy that is 10% lower than last year, reflecting the PPF’s strong financial position. So, what changes will there be and what do we need to do? The blog explores more.
This was the first time I had ever been treated to a chorus of “Happy Birthday” as I took to the podium. Now I had to live up to that rousing start. And you may think that talking about pensions was not the way to do it.
Clocking up nearly two million airmiles in the course of a global career in pensions is impressive enough. David Harris took us on a world tour of pensions and benefits to help inform how the UK should be viewing its own challenges.
Our latest Current Issues in Pensions Financial Reporting newsletter details the key financial assumptions required for determining pension liabilities under the FRS102 (UK non-listed), IAS19 (EU listed) and ASC715 (US listed).
The latest Individual Savings Account (ISA), the Lifetime ISA (LISA), launched on 6 April 2017 and is designed to help individuals buy their first home or save for retirement.
In our PerioDiC newsletter, we summarise the trustee, company, and other elements to be aware of which help with running a defined contribution (DC) scheme.
How are you? It’s a question we ask on a daily basis - but how much do you really know about your workforce’s wellbeing?
Location: The Goldsmiths' Centre, London
Debate and discuss with industry experts on the most pressing investment problems for pension scheme trustees, employers and pension professionals at our 10th annual Birmingham Investment Conference.
Location: The Belfry, Birmingham
Debate and discuss with industry experts on the most pressing investment problems for pension scheme trustees, employers and pension professionals at our London Investment Conference.
Location: 155 Bishopsgate, London
Our interactive webinar on Tuesday 21 February will offer a clear explanation of the important changes to pension taxation – helping you to provide the right support your staff.
Since 31 December 2015 the liability value of a typical pension scheme has increased by 25%. This increase can have real consequences; our webinar will guide you through the simple steps you can take to mitigate these.
During this webinar, our experts will share their insights on the pragmatic application of Integrated Risk Management and how this can benefit your scheme.
Highly competitive insurer pricing compared to gilts is providing extremely attractive opportunities for schemes to remove both financial and longevity risks.
It has been a turbulent few years and our 7th annual report on the pension provision of the FTSE350 shows that 2016 was a particularly volatile year for the defined benefit (DB) pension schemes of the UK’s largest public companies.
Now two years into freedom and choice in DC retirement savings, for members of a DB scheme making the most of these flexibilities will involve transferring to a DC arrangement. We provide an update on the lay of the land.
We were appointed to advise a client with ~£400m of assets in 2015 and this case study sets out how we worked with the trustees and employer to ultimately reduce risk and increase expected returns while working towards an agreed objective.
We provide a regular funding and investment monitoring service to the trustees of a £40m scheme. We were asked to review the funding and investment strategies of the scheme, in particular with a view of reducing the risk of the deficit increasing further.
A client was looking to develop a financial management plan for the scheme, targeting a fully de-risked and liability matched investment strategy and moving on to buy-out. The plan aimed to strike a balance between reducing risk and business needs.
Malcolm McLean, Senior Consultant, believes that Pensions Awareness Day is an important campaign for the industry, he said; “Having a dedicated Pension Awareness Day is a very necessary and laudable initiative, which we in the industry should all support.
The latest release from the Office for National Statistics shows how the income levels of retired households have changed over the last 40 years. Malcolm McLean, Senior Consultant at Barnett Waddingham, comments on the release.
An analysis by economists has found that more than a million women are worse off by an average of around £32 a week, as a result of the increase in the state pension age.