Flexible benefits

Our flexible benefits platform offers endless possibilities to suit every employer’s budget. If you’re looking to take your first steps into the world of flexible benefits, simply opt for our streamline approach. On the other hand, if you already have an established scheme, our platform can be configured to your meet your specific requirements. Whichever option is right for you, it’s underpinned by the full-service, unified expertise of BW and Howden.

Our streamline approach provides your employees with a compelling range of health, protection and lifestyle benefits to meet their individual needs – many at corporate rates not available on the market – including a range of tax and national insurance efficient benefits that not only save employees money, but also supports the business case.  

A robust feasibility study is the essential first step. You want to define and implement a successful flexible benefits scheme, not one full of the unexpected. You want to know just how realistic – how feasible – the flexible benefits scheme is. 

Without a feasibility study, the launch invariably becomes a rush to get the project over the line and the system live. You’ll be embarking on a journey with pitfalls to navigate around without a clear plan. The chances of arriving where you wanted to be – and unscathed – are slim. 

Our data-led consulting approach and PRINCE2 project planning methodology enable you to build up a realistic picture of just what’s involved. You’ll be guided through the payroll system and tax pitfalls, so you know how to offer the right benefits at the right time. 

Our flexible benefits platform is designed to be both simple and intuitive. No ‘how-to guides’ are required here! Those requiring a little more help can get straight through to our wholly UK based benefit support team, who can help with both platform and benefit queries. 

It’s easy for users to navigate to find everything they need. If it's needed, more help is easily accessible through our full-service support team. 

For those who like a little more detail, our useful online tools provide helpful additional insight. Our take home pay wizard shows the real cost to the employee, while our AI tool highlights benefits that employees should look at first, based on what they care most about.

We are there for you at every step of your online employee benefits journey. To help you, you’ll have the services of a relationship manager. In addition, our outsourced administration will save you time and allow you to focus on what really matters. 

Every single client has an experienced relationship manager who will provide support with invaluable insights, thought leadership, market research and independent provider benchmarking. They’ll use our powerful MI and data-analysis tools to help you get the most value from your benefit spend.  

Our seamless outsourced administration services are able to meet all of your requirements covering data processing, automated benefit administration and automatic employee communications, as well as reporting to, and managing providers, to ensure your scheme runs efficiently with minimal effort from you.

It’s clear there is an appetite and need for a fresh, personalised, intergenerational approach to employee communication. So we combine deep consulting expertise with the talent and creativity of our internal creative agency, DrumRoll. 

Our combination of technology, employee benefits knowledge and our internal creative agency set us apart as we treat employees as consumers and improve their workplace experience through engagement.

It means employees are able to be sent engaging yet straightforward communications, face-to-face education, targeted webinars, deep personalisation, cutting-edge design, interactive video, social media integration, AI, behavioural nudges, augmented reality, and even holographic presentations.