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Barnett Waddingham
  • About us

    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

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    About us

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    • Careers at BW
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  • Expertise

    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk

    • Advisory and analytics
    • Data and decision-making
    • Governance
    • Pensions
    • People and wellbeing
    • Sustainability
    • Risk technology
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    Pensions

    • Defined benefit (DB)
    • Defined contribution (DC)
    • Interim recruitment and project resourcing solutions
    • Investment consulting
    • Pension management and governance
    • Public sector
    Defined benefit (DB) Defined contribution (DC) Interim recruitment and project resourcing solutions Investment consulting Pension management and governance Public sector People and wellbeing Sustainability
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    Risk technology

    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    • Schools analysis (Data Navigator)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

    • Administration
    • Benefits consulting
    • Communications
    • Defined benefit (DB)
    • Defined contribution (DC)
    • Investment
    • Pension management
    • Public sector
    • Self-invested pensions
    • Pensions and benefits tools
    Administration Benefits consulting Communications Defined benefit (DB) Defined contribution (DC) Investment Pension management Public sector Self-invested pensions
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    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS guides (Enlighten)
    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • Online trustee analytics (Insight)
    • SIPPs Online
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    Expertise - Spotlight

    A man and a child crouch in shallow water, using a net to catch small creatures. The sun sets in the background, reflecting warm colors on the water's surface.

    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance

    • Actuarial support for insurers
    • Interim recruitment and project resourcing solutions
    • Technology for insurers
    Actuarial support for insurers Interim recruitment and project resourcing solutions
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    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

    • Charities and endowments
    • DB investment
    • DC investment
    • Family office
    • Insurer investment
    • Outsourced investment
    • Public sector investment
    • Streamlined DB investment
    • Sustainable investment
    Charities and endowments DB investment DC investment Family office Insurer investment Outsourced investment Public sector investment Streamlined DB investment Sustainable investment
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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

    • Clarity from BW
    • Insurance sector
    • Pensions and benefits
    • Risk management
    Clarity from BW
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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
    Back

    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

    • Risk
    • Pensions and benefits
    • Insurance
    • Investment
    • Technology
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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Latest news

    Knowledge hubs

    C-suite DB pensions DC pensions Insurance sector Public sector Self-invested pensions Sustainability Wellbeing and benefits
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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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    Insights and events

    • Knowledge hubs

    • C-suite
    • DB pensions
    • DC pensions
    • Insurance sector
    • Public sector
    • Self-invested pensions
    • Sustainability
    • Wellbeing and benefits
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Blog

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  • A woman with a backpack smiles brightly while looking upwards. She stands amidst lush greenery in a bright, airy environment, suggesting a greenhouse or botanical garden.

    Blog

    Choosing a sustainable insurer: key considerations and insights

    Key factors to consider when selecting an insurer that protects both you and the planet.

  • A woman in a blue blazer rests her chin on her hand, holding eyeglasses with the other hand, gazing thoughtfully. Soft light filters in from a nearby window, creating a contemplative atmosphere.

    Blog

    Charity Finance Survey: Optimising investment outcomes

    Charities need to maximise resources for greater impact. Our blog highlights key takeaways from our survey response to the Charity Finance Survey.

  • A group of three people observes solar panels on a rooftop, discussing among themselves. The scene is set against a dramatic sunset, with city buildings in the background and benches nearby.

    Blog

    Testing the boundaries of ESG

    A system-driven investment approach helps investors tackle wider environmental and social issues beyond just climate.

  • A person examines digital financial data on a transparent screen, highlighting various graphs and lines in bright colors. The environment appears dim, adding focus to the data.

    Blog

    Is it time to re-think how we model credit risk?

    Why traditional credit risk models fall short and learn how to enhance your risk assessment. Our analysis reveals key factors for more accurate predictions.

  • A young woman with curly red hair types on a laptop, focused and deep in thought, while surrounded by tall city buildings and a blurred background of urban activity.

    Blog

    Bridging the total rewards knowledge gap for employees

    Lack of employee understanding or awareness around company benefits are a missed opportunity for both employer and employees.

  • A woman smiles while holding a map, exploring her surroundings. She wears a denim jacket and has a backpack, with lush greenery in the background, suggesting an outdoor adventure.

    Blog

    Private equity: strategies for success in a shifting landscape

    Assessing the risks and rewards in the evolving private equity landscape for long-term investors.

  • A hand holds a compass, which indicates direction while a digital compass overlay appears. The background features a mountainous landscape with lush green valleys under a cloudy sky.

    Blog

    LGPS policy: is it about more than just the numbers?

    The 2024 General Election has ushered in a new government. What does this mean for pensions, especially the LGPS, both now and in the future?

  • A girl and an adult man are standing outside, interacting with a blue electric vehicle. The girl holds a charging connector, while an animated glow suggests energy transfer in a residential setting.

    Blog

    Hidden carbon emissions for schools: reporting on commutes

    Our tool enables independent schools to accurately report on staff and student commute emissions, for a deeper understanding of their environmental impact.

  • A woman with long blonde hair stands confidently, arms crossed, in front of a river with majestic architecture in the background, under a partly cloudy sky.

    Blog

    New Government's pensions tax dilemma

    Explore the complexities of UK pensions tax relief under the new Labour Government, including potential reforms, risks, and the true cost of tax relief.

  • A man in a bright yellow and black waterproof jacket and a beanie is steering a boat, smiling, with calm blue waters and a cloudy sky in the background.

    Blog

    Are we taking too much credit? Pension risks explained

    Discover the impact of low credit spreads on pension schemes and how de-risking strategies and funding targets might need adjustment.

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