Skip to main content
Howden is a Principal Partner of The British & Irish Lions
  • 0333 11 11 222
  • Careers
  • Subscribe
  • Contact
Barnett Waddingham
  • About us

    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

    Find out more
    Annual Report Careers at BW Client feedback Diversity, equity and inclusion Our people Social impact Sustainability Contact us
    Back

    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

    Find out more
    Back

    About us

    • Annual Report
    • Careers at BW
    • Client feedback
    • Diversity, equity and inclusion
    • Our people
    • Social impact
    • Sustainability
    • Contact us
    Close
  • Expertise

    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

    View all expertise
    Back

    Risk

    • Advisory and analytics
    • Data and decision-making
    • Governance
    • Pensions
    • People and wellbeing
    • Sustainability
    • Risk technology
    Advisory and analytics Data and decision-making Governance
    Back

    Pensions

    • Defined benefit (DB)
    • Defined contribution (DC)
    • Interim recruitment and project resourcing solutions
    • Investment consulting
    • Pension management and governance
    • Public sector
    Defined benefit (DB) Defined contribution (DC) Interim recruitment and project resourcing solutions Investment consulting Pension management and governance Public sector People and wellbeing Sustainability
    Back

    Risk technology

    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    • Schools analysis (Data Navigator)
    Back

    Risk - Spotlight

    A hand rests on a laptop keyboard, displaying a webpage titled "Welcome to the BW Risk Portal!" Nearby, a light blue mug is visible on a wooden table in a cozy indoor setting.

    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

    Explore the Portal
    Back

    Pensions and benefits

    • Administration
    • Benefits consulting
    • Communications
    • Defined benefit (DB)
    • Defined contribution (DC)
    • Investment
    • Pension management
    • Public sector
    • Self-invested pensions
    • Pensions and benefits tools
    Administration Benefits consulting Communications Defined benefit (DB) Defined contribution (DC) Investment Pension management Public sector Self-invested pensions
    Back

    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS guides (Enlighten)
    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • Online trustee analytics (Insight)
    • SIPPs Online
    Back

    Expertise - Spotlight

    A man and a child crouch in shallow water, using a net to catch small creatures. The sun sets in the background, reflecting warm colors on the water's surface.

    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

    Find out more
    Back

    Insurance

    • Actuarial support for insurers
    • Interim recruitment and project resourcing solutions
    • Technology for insurers
    Actuarial support for insurers Interim recruitment and project resourcing solutions
    Back

    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Back

    Insurance - Spotlight

    A woman wearing glasses and a blazer gestures while speaking, her expression thoughtful. She is seated in a modern, indoor space with soft lighting and a hint of greenery in the background.

    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

    Find out more
    Back

    Investment

    • Charities and endowments
    • DB investment
    • DC investment
    • Family office
    • Insurer investment
    • Outsourced investment
    • Public sector investment
    • Streamlined DB investment
    • Sustainable investment
    Charities and endowments DB investment DC investment Family office Insurer investment Outsourced investment Public sector investment Streamlined DB investment Sustainable investment
    Back

    Investment - Spotlight

    A woman stands outdoors, holding a white mug, wearing a chunky blue sweater and overalls. She gazes thoughtfully into the distance against a backdrop of gray skies and mountains.

    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

    Find out more
    Back

    Technology

    • Clarity from BW
    • Insurance sector
    • Pensions and benefits
    • Risk management
    Clarity from BW
    Back

    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
    Back

    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
    Back

    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
    Back

    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

    Find out more
    Back

    Expertise

    • Risk
    • Pensions and benefits
    • Insurance
    • Investment
    • Technology
    Close
  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

    View all insights
    View all events
    Latest news

    Knowledge hubs

    C-suite DB pensions DC pensions Insurance sector Public sector Self-invested pensions Sustainability Wellbeing and benefits
    Back

    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

    Find out more
    Back

    Insights and events

    • Knowledge hubs

    • C-suite
    • DB pensions
    • DC pensions
    • Insurance sector
    • Public sector
    • Self-invested pensions
    • Sustainability
    • Wellbeing and benefits
    Close
  • People
  • Search
  • Login
  • Subscribe

Blog

  1. Home
  2. Insights
  3. Blog
  • A woman with blonde hair rests her chin on her hand while holding a pen, appearing thoughtful. She sits in a bright room with bookshelves in the background.

    Blog

    The pension tax overpayment crisis: urgent fixes needed

    HMRC's pension income tax process has led to £1.2 billion in repayments. It's time to examine this broken system and push for reform.

  • A man holds a tablet while engaged in conversation with a woman in a professional setting. They appear to be discussing something important, with modern office elements in the background.

    Blog

    Opportunities and challenges for insurers today

    Kim Durniat explores how general and life insurers can navigate turbulence in the evolving insurance landscape.

  • A woman with long hair stands confidently, gazing upwards, in front of a grand, classical building with columns. Skyscrapers rise in the background, indicating an urban setting.

    Blog

    The General Election and implications for UK equity investments

    As the General Election nears, we examine the Government's initiatives to boost UK pension schemes and domestic investments.

  • A woman holds a coffee cup while gazing thoughtfully towards the Tower Bridge in a dynamic setting, with a stormy sky creating a dramatic backdrop.

    Blog

    Pensions legislation in limbo ahead of General Election

    The UK General Election announcement has left pensions legislation in limbo with impacts on DB funding, Lifetime Allowance changes, and auto-enrolment.

  • Three people engage in conversation, one holding a tablet, in a modern, well-lit indoor setting with plants and others mingling in the background.

    Blog

    The power of people analytics

    Understanding your 'Employer DNA' through advanced people analytics can improve decision-making, drive growth and transform your organisation.

  • A man and a young boy sit together on a sofa, focusing on a tablet. They are surrounded by indoor plants and a cozy, well-lit living room environment.

    Blog

    What the rise in life assurance claims means for employers

    Employers are becoming more aware of the risks to their employees – and need to take pre-emptive action to improve their wellbeing.

  • A woman with curly hair, wearing a striped shirt, gestures expressively while engaged in discussion with two seated colleagues in a modern workspace, surrounded by cups and a laptop.

    Blog

    Internal model validation: adding value and removing complexity

    Julien Masselot explores a recent BW roundtable discussion, where industry practitioners involved in validation work came together to discuss useful insights.

  • A man with gray hair and a beard wears a blue suit and white shirt. He stands confidently in front of a brick building with large windows and green shrubbery.

    Blog

    ISPS 2023 valuation - initial results

    Adam Poulson and Stephen Kyte highlight our key findings from the initial 2023 valuation of the Independent Schools’ Pension Scheme (ISPS).

  • Blog

    Own risk assessment: opportunity or compliance burden?

    As we become more familiar with what an Effective System of Governance entails, we look at the main questions emerging about the Own Risk Assessment.

  • A well-dressed man with a beard stands confidently on a city street, looking thoughtfully towards the side. A red double-decker bus passes behind him in an urban setting.

    Blog

    Geopolitics: conflict, elections, and investment markets

    Major geopolitical events are rarely out of the headlines, but as Matt Tickle examines, are they really driving movement in investment markets?

Filter By

  • Previous
  • Previous
  • ...
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • ...
  • Next
  • Next

Further reading

Accessibility

Consumer duty

Data management

Diversity, equity and inclusion

Legal notices

Privacy

Sitemap

Slavery and human trafficking

SIGN UP FOR EMAIL UPDATES

Stay ahead with our latest comment, expert insight and event notifications

Sign up Now Manage your preferences

Social

  • LinkedIn
  • Instagram
  • YouTube

Copyright © Barnett Waddingham 2025

  • LinkedIn
  • Email