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    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Risk Evolves acquisition expands BW’s risk expertise

    Deepening our expertise in cyber security, data protection, governance and compliance.

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    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk technology

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    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

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    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
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    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
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    • Online trustee analytics (Insight)
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance

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    Technology for insurers

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    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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    Insights and events

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Blog

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  • A man in a checked shirt focuses on drawing blueprints at a desk. A desk lamp illuminates the workspace, which features rolled papers and art supplies, set in a bright room.

    Blog

    Spring Budget and The Great Retirement

    Encouraging the over-50s back to work may feature in the Spring Budget. James Jones-Tinsley considers the Chancellor's options.

  • A woman in a yellow sweater and a man in a light jacket collaborate over a laptop in a modern office setting, surrounded by glass walls and plants, actively discussing something on the screen.

    Blog

    Geopolitical shifts and global supply chain risks

    Organisations have been able to rely on the stability of globalisation. But geopolitical change requires adjustments to their risk and resilience responses.

  • A man and woman are engaged in discussion while reviewing information on a tablet. They are in a modern office space, characterized by large windows and a collaborative atmosphere.

    Blog

    Swarm intelligence: harnessing the collective power of humans

    See how harnessing the power of swarm intelligence, assisted by AI technology, can lead to better decisions.

  • Two women, one in a striped shirt and the other in a brown sweater, are observing a document on a laptop, concentrated, in a modern workspace with blurred activity in the background.

    Blog

    LGPS employer exit valuations – are gilts losing their shine?

    What lies ahead for the LGPS with a higher-yield environment creating lower exit payment calculations for employers looking to leave?

  • A man in glasses gestures while speaking to a woman, both engaged in a conversation. They are in a bright, modern office environment with desks and plants visible in the background.

    Blog

    Can I change my SSAS trustee?

    We are frequently asked to provide a new home for existing SSAS and it often comes as a surprise that trustees may usually be changed if that is appropriate.

  • Two men, one with glasses and a light blue shirt, engage in a friendly embrace, smiling. They are in a well-lit, professional interior with window blinds in the background.

    Blog

    How retaining talent can reduce risk

    Losing valued members of a workforce is disruptive, damaging and expensive. At its worst, it can threaten the future of an organisation.

  • A man and woman are engaged in discussion at a table, examining a laptop together in a cozy, well-lit room. A blue mug sits beside them on the table.

    Blog

    Pensions, the cost-of-living crisis, and you: key considerations

    See how BW research unearths new considerations for employees, employers and the government.

  • Four individuals are engaged in conversation. They appear to be discussing something important in a bright, modern environment with large windows and soft lighting.

    Blog

    Supporting employee mental health and mitigating risk

    Attracting and retaining the right talent is crucial. With a workforce under mental health strain, your people risk strategies become even more critical.

  • A woman with curly hair smiles while wearing a bright green sweater. She is positioned in a softly lit indoor space, with plant greenery visible in the background.

    Blog

    EPC changes and your SIPP or SSAS held commercial property

    If you hold commercial property in your SIPP or SSAS you need to be aware that Energy Performance Certificate rules are changing from April 2023.

  • A man and a woman are sitting together, focused on a digital tablet. They appear engaged and are surrounded by greenery, indicating a relaxed indoor setting.

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    Is ESG a compliance burden?

    We outline how BW wants our clients to see ESG not as a box ticking exercise, but as an exciting opportunity for the planet.

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