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    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Risk Evolves acquisition expands BW’s risk expertise

    Deepening our expertise in cyber security, data protection, governance and compliance.

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    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk

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    Pensions

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    Risk technology

    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
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    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    • Schools analysis (Data Navigator)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

    • Administration
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    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
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    • LGPS guides (Enlighten)
    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • Online trustee analytics (Insight)
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance

    • Actuarial support for insurers
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    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

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    Clarity from BW
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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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    Insights and events

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Blog

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  • Two women sit on a couch, engaging in conversation. One points at a laptop screen while the other listens attentively, in a bright, modern indoor space with plants in the background.

    Blog

    Should my organisation exit the Local Government Pension Scheme?

    If you are an employer in the Local Government Pension Scheme, now is the ideal time to consider if remaining in the LGPS is right for you.

  • A woman is speaking intently in a meeting, holding a pen, while two people listen attentively. A coffee cup and flowers are visible on the table in a modern setting.

    Blog

    Are your mental health benefits delivering?

    Laura Matthews explores how you can measure success with your mental health benefits package.

  • A person sits on a couch, using a laptop displaying the "DB Navigator: the framework" webpage. The cozy room features soft furnishings and a warm atmosphere, enhancing the relaxed setting.

    Blog

    De-risking DB schemes in volatile times

    Head of DB Endgame (Actuarial Consulting) Chris Ramsey gives his top tips for your scheme's de-risking journey.

  • Blog

    How to mitigate an ageing workforce's impact on insurance premiums

    Kevin O'Neill lists his four top ways to reduce the cost of PMI for an ageing workforce.

  • A woman sits on a gray couch, focused on her laptop while holding a pen and reviewing documents. Natural light filters in through a window, creating a cozy atmosphere.

    Blog

    How to ease the workload of pension scheme managers

    For pension scheme managers, keeping up with workloads and new requirements can be a real challenge.

  • A man in a suit is unlocking a bicycle at a bike-sharing station on a city street, surrounded by other parked bicycles and a blurred urban backdrop.

    Blog

    LGPS valuations 2022 - Forward planning and data quality

    With the 2022 local government pension scheme (LGPS) valuations behind us, Melanie Durrant looks ahead to what comes next.

  • A laptop sits on a table as two people review papers together. They are engaged in conversation, surrounded by a cozy indoor space with plants and books in the background.

    Blog

    Finance Bill would cap pension lump sum protection

    Those with enhanced protection face a new cap on the tax-free Pension Commencement Lump Sum entitlements.

  • Blog

    How to avoid surpluses in DB pension schemes

    With many DB schemes unexpectedly approaching buyout thanks to higher funding levels, how can sponsors and trustees avoid generating a surplus?

  • A woman with short hair sits at a table, reviewing papers while focused on her laptop. Natural light filters in through a window, illuminating the modern, minimalistic room. A coffee cup and green apples are visible.

    Blog

    Spring Budget 2023 Q&A

    Following the 2023 Spring Budget we look at the key questions raised about pensions, including the changes announced and their impact on retirement savings.

  • A man in a blue shirt gestures with his hands while speaking to a person out of view. The setting is bright and modern, suggesting a professional environment.

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    Crowdsourcing through the lens of risk management

    What types of problems can crowdsourcing help with and, importantly, how does the success of crowdsourcing depend on diversity?

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