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    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    Risk Evolves acquisition expands BW’s risk expertise

    Deepening our expertise in cyber security, data protection, governance and compliance.

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    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

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    Pensions and benefits tools

    Pensions and benefits technology

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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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Blog

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  • An elderly man smiles while leaning on his cane, engaging in conversation with a woman seated nearby. The setting is bright and airy, suggesting a comfortable indoor environment.

    Blog

    How much do you care about the ‘Great Resignation’?

    Recently, Carers Rights Day 2021 really got me thinking. I felt empowered to share insights from our latest research around the topic.

  • Two individuals, a man and a woman, are engaged in conversation while examining a document. They are seated in a well-lit indoor environment with a blue background.

    Blog

    CDC schemes – changing the UK pension landscape?

    Collective Defined Contribution (CDC) schemes can be an excellent alternative to pure DC in the right circumstances. What are the pros and cons?

  • A young woman with curly hair smiles at the camera while holding a laptop. She is in a modern, bright workspace, with blurred figures of people engaged in conversation in the background.

    Blog

    The Administration Challenge

    We were delighted to see so many friendly faces at the LGPS Pension Managers’ Conference in Torquay on 16-17 November 2021.

  • A woman with glasses is analyzing a graph on a computer screen, focusing intently. A soft, blurred background includes a plant and a desk, suggesting a home office environment.

    Blog

    The rise of the actuarial scientist

    With the rise of big data and machine learning, what should actuaries be doing to position themselves in the next few decades?

  • A man wearing a blue shirt sits calmly, facing the camera. Behind him are blurred images of architectural designs, suggesting a creative workspace or studio environment.

    Blog

    Teachers’ pensions – a remarkable opportunity to rethink remuneration

    Whilst the Teachers’ Pension Scheme (TPS) remains an excellent way to provide defined pension benefits, many participating schools feel uncomfortable being bound by…

  • A man with dark hair and a beard is focused on his laptop while sitting at a light-colored table near a window. He has a coffee cup beside him and green plants in the background.

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    Cryptocurrencies, tokens and blockchain technology

    A high level introduction to digital assets as an asset class and how they may be used as an alternative investment within a strategic asset allocation.

  • A man with glasses and gray hair gazes thoughtfully out a window, seated in a softly lit room with shelves and a hint of books in the background.

    Blog

    Don’t let a DB scheme ruin your refinancing

    In a joint blog with BDO, our head of employer DB consulting discusses refinancing as we come out of the pandemic, and the impact on DB pension schemes.

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    Blog

    The crucial role of the scheme administrator in relation to GMP equalisation

    Principal and senior pension management consultant, Lucy Cresswell, talks to the PMI about why equalising GMP is a complicated project.

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    Growing returns: investing in agriculture

    Is now a good time to invest in agriculture? We feel that agriculture is an asset class that can provide an attractive and diversified source of returns.

  • A man in a denim shirt speaks animatedly, gesturing with his hands. A woman listens attentively. They are in a modern office setting with soft lighting and greenery in the background.

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    Let’s get exercising! Enhancing operational resilience

    We discuss the benefits of simulation exercises for insurers and how this approach can enhance firms’ ability to meet the regulators’ requirements.

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