New pension benefit options bring greater flexibility over how pension savers can take their pension benefits.

  • Uncrystallised Fund Pension Lump Sum (UFPLS)
  • Flexi-Access Drawdown (FAD)

These options are available through our SIPPs. We have also introduced other changes to improve flexibility – exactly what ‘freedom and choice in pensions’ (in the words of The Chancellor) is all about.

  • two payment dates per month for regular payroll
  • ad hoc payments on demand
  • shorter processing times (to set up or change payments)

Other recent changes have increased the inheritability of defined contribution pensions, such as SIPPs, making it easier to pass pensions down the generations in a tax-efficient manner.

Flexible SIPP benefit options

This briefing note details the options and flexibilities available with our SIPP


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