We are committed to providing an excellent personal service, which is achieved through direct access to a dedicated point of contact. As of 1 January 2019 our SIPP portfolio includes over 19,000 SIPPs, £4bn in assets under administration (AUA) and over 1,300 commercial properties. We have accumulated significant experience in direct investment in commercial property and other bespoke investment options.
We currently have the following SIPP products:
We do not offer any financial advice on the suitability of SIPPs or on any investments made and would strongly recommend that members work with a financial adviser.
You may use the EU online dispute resolution (ODR) Platform. The Platform is developed and run by the European Commission designed to help EU consumers who have bought goods or services on line from a trader based elsewhere in the EU. The ODR will refer your complaint to the Financial Ombudsman Service (FOS).
If you are going through a divorce the last thing on your mind may well be your, or your spouse’s, pension savings. However, as pension savings can be a valuable personal asset they might be taken into account in your divorce settlement.
The SIPP has experienced extraordinary growth during its first 30 years, particularly with harnessing of technology by SIPP providers with more to come.
The FCA’s Consultation Paper of January 2019 sets out their second proposed package of ‘remedies’ arising from their Retirement Outcomes Review. To what extent have they made up their mind and why is the Paper virtually silent on seeking advice?
There have been substantial recent changes in pensions legislation affecting high-earners. As a result, senior university staff may now face tax charges on their ongoing pension savings.
NHS staff are now facing tax charges on their ongoing pension savings. Barnett Waddingham provides a bespoke and specialised service designed to meet the pension requirements for NHS employees.
Our Executive Pensions team has considerable experience in advising head teachers and senior staff on their pension benefits. This briefing note covers recent, substantial changes in the pensions legislation directly affecting such high-earners.
While a dearth of pension changes in the October 2018 Budget is generally a welcome thing, our Pensions Technical Specialist James Jones-Tinsley looks at key issues the Chancellor won’t be able to keep dodging and explains why they matter to financial advisers and their clients.
The tax year end is the time when most people examine their personal and company finances. To help professional advisers be ready for client questions at a time when every minute counts and we’re hosting a live webinar with a strong technical focus.
A short round-up of topical matters regarding pensions; particularly given the political and economic backdrop arising from the General Election result, and the start of the Brexit negotiations.
One of the important things to remember with drawdown is that your pension fund may be tested more than once against the lifetime allowance (LTA): once when you go into drawdown and again when you reach age 75.
Using pension savings to purchase a commercial property to “leaseback” to a company, is often a useful way to provide that company with a welcome cash injection.
Limited companies may be liable to a Corporation Tax bill when selling commercial property. Similarly, an individual may incur a Capital Gains Tax (CGT) liability on corresponding gains.
The FCA’s “Effective competition in non-workplace pensions” Feedback Statement risks giving consumers the price of everything and the value of nothing, says James Jones-Tinsley, Self-Invested Pensions Technical Specialist.
Today the FCA has published a number of documents and the latest ‘Retirement Outcomes Review’ Policy Statement has confirmed all pension providers will have to offer Investment Pathways to those individuals who go into drawdown on a non-advised basis.
We have been awarded an AKG** rating of ‘B’ for the third consecutive year, indicating that our financial strength has been deemed “strong”.