Self-Invested Personal Pensions (SIPP) offer a fantastic level of flexibility and control over investment choices, making them particularly attractive as a retirement vehicle.
We are committed to providing an excellent personal service, which is achieved through direct access to a dedicated point of contact. As of 1 January 2018 our SIPP portfolio includes over 15,000 SIPPs, £3.4bn in assets under administration (AUA) and over 1,200 commercial properties. We have accumulated significant experience in direct investment in commercial property and other bespoke investment options.
We currently have the following SIPP products:
We do not offer any financial advice on the suitability of SIPPs or on any investments made and would strongly recommend that members work with a financial adviser.
You may use the EU online dispute resolution (ODR) Platform. The Platform is developed and run by the European Commission designed to help EU consumers who have bought goods or services on line from a trader based elsewhere in the EU. The ODR will refer your complaint to the Financial Ombudsman Service (FOS).
In June, the FCA published their “Retirement Outcomes Review – Final Report”, which followed from the Interim Report they issued last year. Their Report was accompanied by a Consultation Paper, entitled “Proposed changes to our rules and guidance”.
HM Treasury’s Open Consultation on Pension Scams was published on 5 December 2016. Amongst other things, it proposed that all cold-calls to consumers regarding pensions should be banned; potentially including e-mails and texts.
Nilesh Shah, Associate, outlines the need to utilise any unused annual allowance before it is too late.
A detailed look at the rules regarding the taxation of pension death benefits with effect from 6 April 2015.
Owning listed properties can come with additional complications. However, these are not insurmountable, even in a self-invested pension.
As the FCA announce a major policy statement on improving the quality of pension transfer advice, we take stock of the situation, look past incendiary headlines and find positive signs in an important area.
While a dearth of pension changes in the October 2018 Budget is generally a welcome thing, our Pensions Technical Specialist James Jones-Tinsley looks at key issues the Chancellor won’t be able to keep dodging and explains why they matter to financial advisers and their clients.
The tax year end is the time when most people examine their personal and company finances. To help professional advisers be ready for client questions at a time when every minute counts and we’re hosting a live webinar with a strong technical focus.
A short round-up of topical matters regarding pensions; particularly given the political and economic backdrop arising from the General Election result, and the start of the Brexit negotiations.
Using pension savings to purchase a commercial property to “leaseback” to a company, is often a useful way to provide that company with a welcome cash injection.
Limited companies may be liable to a Corporation Tax bill when selling commercial property. Similarly, an individual may incur a Capital Gains Tax (CGT) liability on corresponding gains.
A pension scam warning about how we saved two SSAS clients £100,000 without them doing anything - because our signature was needed to action the transaction.
For another year, both our SSAS and Flexible SIPP have been awarded a five-star rating from Moneyfacts. The ratings reinforce our strong position as a provider of quality services within the self-invested pensions market.
For the sixth consecutive year, we are delighted to have been 'Highly Commended' as Best SSAS Provider at the Investment Life & Pensions Moneyfacts Awards.
The FCA have today, published the Retirement Outcomes Review: Proposed changes to our rules and guidance, James Jones-Tinsley, self-invested technical specialist, thinks a number of the ‘findings’ are ‘stating the obvious’.