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Barnett Waddingham
0333 11 11 222

Self Invested Personal Pensions (SIPP) offer a fantastic level of flexibility and control over investment choices, making them particularly attractive as a retirement vehicle.  

We are committed to providing an excellent personal service, which is achieved through direct access to a dedicated point of contact. As of 1 January 2017, over 4,000 SIPPs, £1.5bn AUA, over 1,250 commercial properties. We have accumulated significant experience in direct investment in commercial property and other bespoke investment options. 

Our products

We currently have the following SIPP products:

  • Flexible SIPP - a ‘lite’ SIPP and a bespoke SIPP in one – the best of both worlds
  • The Barnett Waddingham SIPP - this closed to new business at the end of June 2014 although we continue to serve clients in this SIPP

I am an adviser
I am a direct client
Reasons why Barnett Waddingham is a leading SIPP provider

We do not offer any financial advice on the suitability of SIPPs or on any investments made and would strongly recommend that members work with a financial adviser.

Complaints

You may use the EU online dispute resolution (ODR) Platform.  The Platform is developed and run by the European Commission designed to help EU consumers who have bought goods or services on line from a trader based elsewhere in the EU .  More information can be found here. The ODR will refer your complaint to the Financial Ombudsman Service (FOS).

 

Related knowledge and resources

Blogs

  • Picture for Spring Budget: MPAA reduced...despite calls to leave it unchanged
    Spring Budget: MPAA reduced...despite calls to leave it unchanged

    In a Policy Paper released after the Budget speech, the government states that it "believes that an MPAA of £4,000 should allow individuals who need to access their pension savings to rebuild them if they subsequently have opportunity to do so”.

  • Picture for Individual Protection 2014 – going, going . . .
    Individual Protection 2014 – going, going . . .

    The closing date to apply for IP14 of 5 April 2017 is fast approaching! We look at who can apply for IP14, what it protects, how to apply for it, how to calculate if you have sufficient benefits in order to apply for it, and if IP14 can ever be lost.

  • Picture for Suspect SSASs - and will banning transfers stop the scammers?
    Suspect SSASs - and will banning transfers stop the scammers?

    SSASs have been used as a pension vehicle for scammers in the past, but the issue is largely dealt with and certainly there are not 750,000 problem schemes out there, as implied by The Pensions Regulator.

  • Sole or Joint SIPP Trusteeship

    ‘Sole or joint?’ may sound like a classic ‘surf or turf’ choice in your favourite restaurant but the question can also be applied to the trusteeship of self-invested personal pensions (SIPP). Andy Leggett explains the significance in practical terms.

  • Pension transfers to SSASs and SIPPs

    Many members who have a SSAS or SIPP also have pension savings held elsewhere. Their natural question is whether those savings should form part of their SSAS or SIPP as well, by accepting a transfer value and paying it in.

  • Specialist advice for senior university staff

    There have been substantial recent changes in pensions legislation affecting high-earners. As a result, senior university staff may now face tax charges on their ongoing pension savings.

  • Apr 26 2017
    Liverpool Trustee SIPP and SSAS Seminar

    Our popular SIPP and SSAS seminars are back for 2017. Our finest technical experts will focus on a selection of hot topics, including the likely reduction in the Money Purchase Annual Allowance, pension scams and the Lifetime ISA – handpicked by you.

    Location: Barnett Waddingham, Liverpool

  • Apr 26 2017
    London Trustee SIPP and SSAS Seminar

    Our popular SIPP and SSAS seminars are back for 2017. Our finest technical experts will focus on a selection of hot topics, including the likely reduction in the Money Purchase Annual Allowance, pension scams and the Lifetime ISA – handpicked by you.

    Location: Barnett Waddingham, London

  • Apr 27 2017
    Liverpool Adviser SIPP and SSAS Seminar

    Our popular SIPP and SSAS seminars are back for 2017. Our finest technical experts will focus on a selection of hot topics, including the likely reduction in the Money Purchase Annual Allowance, pension scams and the Lifetime ISA – handpicked by you.

    Location: Barnett Waddingham, Liverpool

  • Jun 9 2016
    Webinar - Self-Invested Pensions: post-Budget 2016

    In place of a threatened radical overhaul to pensions tax relief, Budget 2016 introduced numerous smaller measures impacting pension savings. Our webinar hosted will guide you through the latest updates following the budget.

    Location: Webinar

  • By GAD! Drawdown yields to lower levels

    Without warning, new Government Actuary’s Department tables for capped drawdown suddenly appeared from HM Revenue & Customs (HMRC) on 18 January 2017. This case study reviews what impact changes to the GAD tables might have on 65 year old Donald.

  • Using a SSAS loan-back to assist a company’s expansion plans

    Employer loan-backs are the unique feature of a SSAS. As the following case study serves to illustrate, SSAS loan-backs continue to offer an alternative source of finance for businesses, and an attractive investment for the SSAS member trustees.

  • The impact of PIP transitional rules on existing regular contributions

    This case study examines the effect on existing regular contributions where the Pension Input Period (PIP) is already aligned with the tax year, using ‘Fred’ and his Self-Invested Personal Pension Plan (SIPP) as an example.

Barnett Waddingham Investors in Customers
Investors in Customers

Barnett Waddingham’s SIPP and SSAS teams have been awarded a two star ‘outstanding’ rating by independent assessor Investor in Customers.

Assessment results

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