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Helping you see the big picture

Risk management for DB schemes

We help our clients to see the big picture and to take a truly integrated approach to the risk management of their DB pension scheme. Good risk management of DB pension schemes is becoming increasingly important as they mature. We recognise that every scheme is different and will help you identify the key issues for your scheme.

The Pensions Regulator (TPR) has also emphasised the importance of risk management through its guidance to trustees on Integrated Risk Management (IRM).

Take a look at our case studies

How to contingency plan

TPR expects all schemes to plan for contingency. However, when we surveyed trustees on risk management, only 17% had a formal strategy. What should trustees be doing? Our guide explains how to manage risk holistically.

Read the guide

Contingency planning for DB pension schemes

As a trustee, are you aware of what the biggest risks are to your pension scheme? Watch our risk management expert, Chris Ramsey, explain the importance of contingency planning for DB pensions schemes.

Watch the video here

Our latest insights

DB Scheme Funding - where do we go from here?

We discuss some of the key challenges DB schemes face and how good risk management can help meet them.

Why covenant comes first

Looking at the strength of the employer’s covenant is the starting point for assessing the overall risk management.

TPR Guidance on IRM

TPR has now issued regulatory guidance for trustees and employers. This intends to help develop an IRM approach to scheme funding.

TPR help trustees in assessing covenant

The guidance that has been published helps trustees understand the support given by employers to their pension schemes.

A practical guide to IRM

In December 2015, TPR released its guidance for trustees on IRM. This focuses on the interaction of the funding, investment and covenant risks in a scheme when making decisions.

But what benefit does IRM have for trustees and employers and how should they apply this in practice?

Watch our webinar to find out more

Illuminate

Illuminate is our specialist tool designed to guide trustees and sponsors through the financial management of their scheme.

Risk management is at the heart of Illuminate. Illuminate will help you to understand risks in your scheme and design an integrated strategy to meet your needs. You will be instantly notified of key information relating to your scheme, allowing you to monitor the development of your strategy over time. A dynamic tool, Illuminate will help you continually refine your strategy in light of market developments.

Find out more on how illuminate can help you

Focus on the big picture

Pension schemes face many risks. Our approach focuses on the broader view. We help trustees and sponsors identify key issues their scheme is facing.

One size doesn’t fit all

Our consultants provide advice that is bespoke to your needs. No two schemes are the same, so we make sure our advice is appropriate to your circumstances.

Efficiency with technology

Illuminate helps our consultants provide expert advice efficiently. Trustees can develop an integrated strategy, with a fully integrated monitoring framework and demonstrate compliance with TPR’s IRM guidance.

How to contingency plan

Contingency planning for DB pension schemes

Our latest insights

DB Scheme Funding - where do we go from here?

Why covenant comes first

TPR Guidance on IRM

TPR help trustees in assessing covenant

A practical guide to IRM

Illuminate

Focus on the big picture

One size doesn’t fit all

Efficiency with technology

Your key contacts

Chris Ramsey, Associate

Rod Goodyer, Partner

Paul Houghton, Partner

Who we help

Comment & Insight

About us

Resources