Our DC pensions consulting and financial wellbeing services bring together deep pensions expertise, razor-sharp analytics, and independent advice to simplify the complexity of workplace pensions.

We work alongside employers, trustees and providers to deliver solutions that meet your objectives while engaging your people and driving better long-term outcomes for all.

A strong workplace pension should go beyond basic compliance – it should help your people plan for life after work. When designed well, DC pensions lift engagement, improve financial wellbeing and contribute to sustainable growth.

Combining Barnett Waddingham and Howden Employee Benefits’ DC expertise with a global perspective and technology-first solutions, we deliver clarity, confidence and the agility to respond to a fast-changing environment.

DC consulting that drives better outcomes

Powered by people

With deep DC consulting expertise and data-led analytics, we cut through the complexity of workplace pensions. Gain experience-led solutions that empower members, meet objectives and keep your strategy one step ahead of change.

 

Energise your strategy

DC pensions don’t need to be purely compliance-led. With fresh thinking, dynamic insight, and tailored support, you can turn pensions into a strategic advantage – boosting financial wellbeing, driving workforce engagement, and improving retirement outcomes for your people.

See the bigger picture

Retirement savings are a global challenge. Our entrepreneurial mindset and flexible approach helps you adapt to shifting regulations, evolving employee expectations, and emerging market needs. Together, we build pensions fit for the future – for your business, your people, and society.


Analytics that empower your workforce

GEM – our unique Governance, Engagement and Monitoring tool – brings visual data and analytics to DC pensions and financial wellbeing.

Through real-time insights, forecasting, and benchmarking, GEM helps you make confident governance decisions across all areas of people, organisation and finance, while empowering employees with tools and communications to engage with their workplace pensions and benefits.

Explore GEM

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The benefits of working with us

  • A single, trusted DC adviser – together, Barnett Waddingham and Howden Employee Benefits provide a comprehensive solution – including actuarial, investment, governance and communication expertise, and independent broking scale. 

  • Insight-led and client-focused – we bring together DC consulting knowledge, market data, and fresh thinking to design solutions built around your unique needs. 

  • Technology at heart – our risk data and analytics give employers clarity and control, while empowering employees with tools and communications that drive better decisions. 

  • Truly independent DC advice – we’re not tied to any one provider, so we can adapt to your needs – whether that calls for straightforward solutions or a more bespoke approach. 

  • Better outcomes for people and business – helping you protect your workforce, boost engagement, and power organisational performance. 

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DC scheme design and governance

We can support by analysing existing DC arrangement design features and provide consultancy and ongoing governance support tailored to your needs and circumstances.

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DC provider research and selection

We undertake robust, whole of market research, assessing DC providers’ capabilities in all the main areas relevant to workplace provision to support ongoing assessment and provider selection projects.

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DC investment

Discover investment tools and frameworks that make it easy for members to follow a simple process, resulting in a tailored, sophisticated investment strategy that suits the needs of all.

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DC communication

Inspire members to make the right choices with their pension and benefits by implementing clear and powerful messages. We help in developing your communication strategy and overseeing its delivery.

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Value for Money assessments

To ensure a regular governance update on the suitability of your DC arrangements, we provide both an absolute Value for Money assessment, considering your scheme on its own merits and on a relative basis against other options in the market.

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Tailored checks and audits

We can support with periodic strategic checks or more detailed audits of your DC pension arrangements to ensure they remain compliant.

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Featured DC services

VFM ASSESSMENTS

Our independence allows us to objectively review the whole DC pension market, so you can be assured our advice is conflict-free and that we recommend the most appropriate solutions tailored to your circumstances and those of your members.

DC INVESTMENT

Working collaboratively within the firm and with our clients is at the very heart of what we do. We work closely with you to understand your unique circumstances and to help deliver your specific DC pension objectives.

Who we work with

Our DC consultants design and manage pension schemes that improve retirement outcomes while strengthening recruitment, retention, and workforce engagement.

Get in touch

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Our DC experts provide trustees with clarity and focus – combining governance, investment expertise, and member analytics to secure better outcomes in an evolving environment. 

Get in touch

We partner with providers to deliver clear insights into the DC market, helping shape competitive and outcome-focused propositions.

Get in touch

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"The comprehensive, supportive and proactive approach taken in managing our extensive project was commendable. From careful preparation of communications for our members, implementation of a new DC pension solution, managing administrative complexities with ease and ensuring numerous parties involved kept on track, the team provided an outstanding solution."
Robert Gravill Director, THE TRUSTEE CORPORATION LIMITED

Our DC pension insights

DC knowledge hub

Explore the latest research, news and views from our pensions experts

See our insights

Client stories

See the latest case studies on how we helped others to optimise their DC schemes 

Discover more

Our DC pension insights

DC knowledge hub

Explore the latest research, news and views from our pensions experts

See our insights

Client stories

See the latest case studies on how we helped others to optimise their DC schemes 

Discover more

Let's connect

For more information about the DC pension consulting services we provide, simply select your role below, fill in the form, and our team will be in touch.

 

I am an employer
I am a trustee
I am a provider