Medically Underwritten Bulk Annuities - 2015

Medical underwriting can be an attractive option to help schemes de-risk more cost effectively via either a buy-out or buy-in transaction.

The developing market for medically underwritten bulk annuities now offers an alternative approach for securing benefits with an insurer. For some schemes, using additional information about the member’s health can lead to significantly lower pricing compared to an insurer’s traditional approach.