Investment Insights - Setting a long-term objective

Published by Ian Mills, Matt Tickle on

Pension schemes are maturing. As members age, the liability structure and cashflow profile of the pension scheme will change. This will have profound effects on the role of the assets in the scheme and whilst time horizons will fall, planning ahead will become more important.

The Pensions Regulator is alert to this and is encouraging all pension schemes to set a long-term funding target. We welcome this and believe that all pension schemes should consider their long-term objectives and set a realistic long-term goal, together with a clear journey plan for reaching it.

As with planning any journey, there are three key questions to answer:

  • Where are we going?
  • When do we want/need to get there?
  • How are we going to get there?


This paper sets out what factors should be considered when answering each of these questions and the role of investment strategy on your journey.

To discover more, please download the full paper below.