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    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Risk Evolves acquisition expands BW’s risk expertise

    Deepening our expertise in cyber security, data protection, governance and compliance.

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  • Expertise

    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk

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    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
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    • Real-time decisions (Swarm AI)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

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    Pensions and benefits tools

    Pensions and benefits technology

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    • LGPS technology (Online tools)
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    • Actuarial support for insurers
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    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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    Insights and events

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Blog

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  • Blog

    The rise of the self-employed: how should employers respond?

    The UK has seen a significant rise in self-employment in recent years, the increase is fuelled by the rise of the gig economy. As a result of people working as free…

  • Blog

    How to offer appropriate benefits at appropriate times

    To successfully connect with people and for your messages to land, it's important to reach the right person at the right moment so they are more receptive towards y…

  • Blog

    How to engage pension scheme members through online portals

    We have seen increasing interest from trustees keen to promote the use of online portals by members, for both defined benefit (DC) and defined contribution (DC) sch…

  • Blog

    Ways to use technology to break down product silos and deliver a joined-up reward programme

  • Blog

    How to ensure that employee wellbeing remains a priority

    HR leaders understand the importance of employee wellbeing but how do they get the rest of their organisation to agree and move it up the list of priorities?

  • Blog

    What is the cost of a contribution?

    An employer will make a very generous contribution of 10% to a pension, but only if the employee makes a contribution of 6%. However, some employees are unable to m…

  • Blog

    Let's talk about affordability

    The DC pension formula (growth stage) is pivoted on the trinity of how long you put money in to it, how much you put in to it and net investment return.

  • Blog

    Mid-life MOTs and the challenges of an ageing population

    By mid-2017, the UK population was estimated to be the largest it’s ever been and is expected to continue rising. As well as increasing in size, the ageing populati…

  • Blog

    Why the role of a specialist trustee scheme secretary is so important

    It’s easy for people outside of the pensions world to imagine that the role of scheme secretary is largely made up of arranging lunches, meeting rooms and taking no…

  • Blog

    Financial wellbeing. Don’t lose sight of the importance of today

    How should an employer approach the provision of financial wellbeing benefits and support to employees?

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