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Barnett Waddingham
  • About us

    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

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    About us

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  • Expertise

    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk

    • Advisory and analytics
    • Data and decision-making
    • Governance
    • Pensions
    • People and wellbeing
    • Sustainability
    • Risk technology
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    Pensions

    • Defined benefit (DB)
    • Defined contribution (DC)
    • Interim recruitment and project resourcing solutions
    • Investment consulting
    • Pension management and governance
    • Public sector
    Defined benefit (DB) Defined contribution (DC) Interim recruitment and project resourcing solutions Investment consulting Pension management and governance Public sector People and wellbeing Sustainability
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    Risk technology

    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    • Schools analysis (Data Navigator)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

    • Administration
    • Benefits consulting
    • Communications
    • Defined benefit (DB)
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    • Investment
    • Pension management
    • Public sector
    • Self-invested pensions
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    Administration Benefits consulting Communications Defined benefit (DB) Defined contribution (DC) Investment Pension management Public sector Self-invested pensions
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    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS guides (Enlighten)
    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • Online trustee analytics (Insight)
    • SIPPs Online
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance

    • Actuarial support for insurers
    • Interim recruitment and project resourcing solutions
    • Technology for insurers
    Actuarial support for insurers Interim recruitment and project resourcing solutions
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    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

    • Charities and endowments
    • DB investment
    • DC investment
    • Family office
    • Insurer investment
    • Outsourced investment
    • Public sector investment
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    • Sustainable investment
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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

    • Clarity from BW
    • Insurance sector
    • Pensions and benefits
    • Risk management
    Clarity from BW
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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
    Back

    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

    • Risk
    • Pensions and benefits
    • Insurance
    • Investment
    • Technology
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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    C-suite DB pensions DC pensions Insurance sector Public sector Self-invested pensions Sustainability Wellbeing and benefits
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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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    Insights and events

    • Knowledge hubs

    • C-suite
    • DB pensions
    • DC pensions
    • Insurance sector
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Blog

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  • A woman sits on a couch with a laptop, typing while a small white dog relaxes beside her. The room features large windows, a TV, and a plant, creating a cozy atmosphere.

    Blog

    Effective benefits communication for non-traditional employees

    The UK workforce is now more diverse than ever, but how do you effectively communicate your employee benefits with those not working 9 to 5 jobs?

  • A woman with curly hair holds a mug, smiling while gazing off to the side. She is seated indoors, surrounded by soft lighting and a cozy atmosphere.

    Blog

    Fairer health benefits: how inflation is impacting progress

    Laura Matthews outlines the challenge of improving employee health benefits as inflation in Private Medical Insurance (PMI) continues to rise.

  • An elderly woman and man sit in a canoe on a calm river, paddling. Surrounding them are trees in autumn hues, creating a serene outdoor atmosphere accompanied by soft sunlight.

    Blog

    Revisiting endgame: determining the best strategy for your scheme

    Is your endgame still relevant? Simon Taylor explores why now is the ideal time for sponsors to re-evaluate their strategy.

  • A man in a suit stands by a table, gesturing while discussing documents with three seated colleagues, in a modern office environment filled with natural light.

    Blog

    The local authority audit backlog: pensions considerations

    Garry Smith explores what the recent DLUHC and NAO joint statement on restoring the timely audits for local authority accounts means for pension reporting.

  • An elderly man with a white beard smiles while looking upward. He is wearing a jacket in a wooded area with soft, diffused light filtering through the trees. A path is visible behind him.

    Blog

    Natural capital: investing in our planet

    Sarah Lochlund takes a deep dive into this investment megatrend, identifying what returns it could hold for well-positioned investors.

  • A man with a beard smiles while gesturing, seated in a modern office with a large screen displaying bar graphs in the background, indicating a business meeting or presentation setting.

    Blog

    Fiduciary management and the General Code of Practice

    For pension schemes using fiduciary management (FM), the new General Code of Practice marks a step change in governance.

  • A woman in a plaid blazer stands with her arms crossed, smiling confidently. She is outdoors in a modern urban environment with blurred lights and glass buildings in the background.

    Blog

    New fiduciary duty guidance – why is this needed?

    Clare Keeffe explores the new fiduciary duty guidance from the FMLC, and how it looks to help pension schemes combine sustainability concerns with investments.

  • A smiling man wearing glasses and a blue shirt sits on a couch, extending his arm outward. He is in a well-lit, modern living room with furniture and plants in the background.

    Blog

    Could DB schemes be changing from obligations to assets?

    Rising bond yields and stalling life expectancy have pushed DB pension schemes into surplus positions - are they changing from obligations to assets?

  • A woman in a mustard-colored outfit sits smiling, holding a pencil and notebook. She's engaged in conversation with another woman in a casual, light-filled room with a sofa and plants.

    Blog

    Integrating SIPPs and annuities for success

    In spite of Pension Freedoms, annuities continue to be a significant option for SIPP-holders considering decumulation.

  • A man in a light sweater gestures animatedly while speaking, holding a pen, as he engages with another person in a bright, modern office setting with large windows.

    Blog

    Benefits of Enterprise Risk Management

    Enhance your organisation's ability to handle significant risks and disruptions.

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