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Blog
Noise induced hearing loss
For the majority of us, hearing loss is a natural occurrence that develops with age. For those who work in environments involving prolonged exposure to high noise l…
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Blog
PPO stochastic models: Are they the bee’s knees?
A stochastic model is a model where one or more of your inputs are random variables. Each time you run the model, the value of your random variables could differ.
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Blog
AFM Conference 2013
What is the AFM? The Association of Financial Mutuals (AFM), the trade body representing mutual insurers, friendly societies and other financial mu...
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Blog
High age mortality convergence
Large variations in mortality are often observed at working ages for different subgroups of the population. These differentials have been observed ...
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Blog
Delving into the world of unit-linked business: FCA findings
The review’s findings can be grouped into three main topics: systems and controls, assets appropriate for customers and benefits that are calculated fairly and accu…
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Blog
Solvency II preparation guidelines: EIOPA is not for turning
In April we posted several blog articles 1, 2, 3, 4 about EIOPA’s guidelines for national regulators covering how they should be ensuring that firm...
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Blog
State of UK Flood Insurance (Part 2)
The Statement of Principles ( Link ) was put in place in the year 2000, as a temporary measure to safeguard homeowners who face high flood risk. Th...
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Blog
Omnibus II? Omnidelay V!
What has happened? The European Parliament confirmed on 4 September 2013 that it has rescheduled the plenary vote of the Omnibus II Directive from ...
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Blog
PPF announces 2014/15 levy
The PPF has announced that its 2014/15 levy will be £695m, which a 10% increase on the 2013/14 levy.
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Blog
Microinsurance: novel challenges call for innovative solutions
Mainstream commercial insurance has for a long time been unattainable for a large proportion of the world’s population. Those from low-income backg...