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    About us

    With more than 1,750 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Hold the front page: Glenn Thomas and Andrew Vaughan

    Corporate Adviser profiles BW and Howden’s role in reshaping employee benefits landscape.

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    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    Redefining retirement: investing for to:morrow

    Evidence shows that retirement expectations and realities aren’t aligning across the UK - here's our solution.

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  1. Home
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  3. Insight
  • Briefing

    Redefining retirement: investing for to:morrow

    Evidence shows that retirement expectations and realities aren’t aligning across the UK - here's our solution.

  • News

    We've arrived in Manchester

    BW is expanding its northern presence with the opening of our new office in Manchester. This move reinforces our commitment to clients in the North West.

  • Research

    The At Retirement Reckoning

    UK pensions are at a critical juncture. Read the exclusive findings of our in-depth investigation into the country's retirement landscape.

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    News

    Research reveals retirement dreams vs financial reality gap

    Our study highlights the severity of the gap between UK workers' retirement aspirations and their financial preparedness.

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    News

    Reaction to the King's Speech 2024

    The Pension Schemes Bill announced during the King's Speech has implications for those saving for retirement and the wider pensions industry.

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    Blog

    Walking the talk: BW's stride towards a brighter pensions future

    40 of the UK's brightest pensions minds ditched their suits for walking boots for the 2024 Pensions Walk and Talk in the stunning Peak District

  • A man and a woman pose together, smiling and holding a trophy, in front of a backdrop with multiple corporate logos, suggesting a formal awards event.

    News

    BW named 'Best Pension Adviser' at CA Awards 2024

    We picked up top honours at the Corporate Adviser Awards 2024.

  • A man in a formal outfit stands with a slight smile, looking upward against a backdrop of blurred greenery and a modern building, suggesting a moment of reflection or aspiration.

    Blog

    Pensions in 2035: beware the crystal ball

    Given the introduction of the concept of the lifetime pension pot system, Paul Leandro visualises what the future holds for the UK pensions system.

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    Blog

    Autumn Statement 2023 analysis: the lifetime pension model

    Paul Leandro explores the consultation of the lifetime pension model in more detail following the Government's 2023 Autumn Statement.

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    News

    BW contribute to global research on DC pension savings

    Shedding light on what the UK can learn from other countries’ approaches to accessing DC savings, in order to enable good outcomes for UK retirees.

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