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    About us

    With more than 1,750 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

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    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
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    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
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    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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  • Insights

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    Redefining retirement: investing for to:morrow

    Evidence shows that retirement expectations and realities aren’t aligning across the UK - here's our solution.

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  • News

    Risk innovation celebrated at InsuranceERM Awards 2025

    BW's validateR platform was named 'Risk innovation of the year' at the 2025 InsuranceERM Awards.

  • Blog

    What does Solvency UK mean for General Insurance Internal Models?

    The UK is reshaping its insurance regulations post-Brexit with Solvency UK. Discover what this means for insurers and market competitiveness.

  • Blog

    Key issues impacting the Lloyd's market: insight from BW's roundtable

    Barnett Waddingham's (BW) General Insurance (GI) team recently came together to discuss their views on a range of topics affecting the Lloyd’s market.

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    Blog

    Internal model validation: adding value and removing complexity

    Julien Masselot explores a recent BW roundtable discussion, where industry practitioners involved in validation work came together to discuss useful insights.

  • A man in glasses is thoughtfully resting his chin on his hand, wearing a navy blazer over a white shirt. The background features an office setting with blurred furniture.

    Blog

    Empowering Chief Risk Officers: tools and support

    In part three of our series on the Chief Risk Officers of tomorrow, we explore the tools and support available to empower CROs.

  • A middle-aged man in a suit sits on a couch, reading a book with a serious expression. Lush greenery is visible through a window in the background.

    Blog

    Empowering Chief Risk Officers: expertise and behaviours

    In part two of our series on the Chief Risk Officers of tomorrow, we explore the types of skills and behaviours a great CRO needs to take on this role.

  • A mature man with a gray beard and hair wears a dark suit over a white shirt, smiling. He stands in front of a reflective surface, suggesting an urban environment.

    Blog

    Empowering Chief Risk Officers: challenges of today

    In part one of our series on the Chief Risk Officers of tomorrow, we explore the challenges CROs are facing today.

  • A modern, metallic building with cylindrical structures stands tall amidst glass skyscrapers. Cars speed by on the street, under a partly cloudy sky, creating a dynamic urban scene.

    Blog

    Navigating challenges in the Lloyd's LCR submission

    We recently brought Heads of Capital from several managing agents to share insights on various issues impacting the Lloyd’s market.

  • A man with glasses is thoughtfully resting his chin on his hand, gazing out a window. The background features soft blue tones, creating a calm and contemplative atmosphere.

    Blog

    Inflation in Capital Modelling – what does the crystal ball say?

    Within the capital modelling space, how can insurers work out how to best deal with rising inflation?

  • A man in a suit smiles confidently, facing the viewer against a soft blue gradient background. The context suggests a professional or business setting, highlighting a sense of approachability and professionalism.

    News

    New head of capital and risk joins insurance team

    Barnett Waddingham (BW) expands its general insurance consultancy with the appointment of a new Head of Capital and Risk.

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