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Barnett Waddingham
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    About us

    With more than 1,750 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Howden acquires Barnett Waddingham

    Creating one of the largest pensions and employee benefits consultancies in the UK and representing a new, exciting chapter in our 35-year journey.

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    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits tools

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    • Benefits platform (4me)
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    • Capital modelling (validateR)
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    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    DC default investment strategies

    Reflecting on 2024, we explore 25 default arrangements from leading DC workplace pension providers.

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    Expertise - Spotlight

    DC default investment strategies

    Reflecting on 2024, we explore 25 default arrangements from leading DC workplace pension providers.

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All insights

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  • Blog

    Outlook for the bulk purchase annuity market in 2025

    Key trends shaping the bulk purchase annuity market in 2025, including regulatory changes, longevity insights, and the evolving role of funded reinsurance.

  • Blog

    ICS vs Solvency II: Comparing risk corrections for illiquid liabilities

    Explore how the new International Capital Standard risk correction for illiquid liabilities compares to Solvency II’s Fundamental Spread.

  • Blog

    ​​The matching adjustment attestation and portfolio concentration risk​

    Craig Turnbull explores the role of portfolio concentration risk in the MA attestation under Solvency UK, and analytical approaches for effective compliance.

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    Blog

    DB pensions: private assets and preparing for an insurance buyout

    Craig Turnbull discusses managing private assets and preparing for an insurance buyout.

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    Blog

    Upcoming challenges for trustees and sponsors in the UK bulk annuity market

    What does the future hold for the UK bulk annuity market? Will the market slow down? We explore upcoming challenges for trustees and sponsors.

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    Blog

    PRA Consultation Paper 19/23: our response

    Craig Turnbull offers his in-depth response to the PRA's consultation paper on reforms to the Matching Adjustment (MA) framework.

  • A man with glasses and short hair poses in front of a blue background. Text on the left states: "Topic: Attestation Deep dive into the PRA Solvency II MA consultation."

    Video

    Deep dive into the PRA Solvency II MA consultation

    Craig Turnbull and Sarah O’Sullivan of the Phoenix Group discuss some of the key elements of the PRA’s Consultation Paper 19/23.

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    Blog

    PRA Solvency II MA consultation: quick reaction

    Craig Turnbull gives his initial reactions to the much anticipated consultation paper on proposed MA framework reforms.

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    Briefing

    Deploying capital into the UK BPA market: considerations for new entrants

    The current surge in UK bulk purchase annuity (BPA) transaction volumes is attracting potential new market entrants, but what is it that they need to consider?

  • A woman with blonde hair and glasses gestures while speaking in a modern indoor setting. She wears a blazer over a polka-dot blouse. Greenery and soft seating are visible in the background.

    Briefing

    Reserving for annuities: a complicated business

    This article explores what the Solvency II Matching Adjustment (MA) is trying to do, and considers ways in which that might be more simply achieved.

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