Small Self-Administered Schemes

A Small Self-Administered Scheme (SSAS) lets you save for retirement whilst keeping an unprecedented level of control on how your money is invested and looked after.

We act as a professional trustee of our SSASs to ensure the scheme is kept compliant with tax legislation and our co-trustees are kept informed of latest developments. As part of this service, we provide scheme administration including dealing with regulatory returns as well as member and investment transactions.

With 2,140 current clients, we have built up a huge amount of experience in dealing with these schemes and the variety of investments that are held within them. Our clients own over 2,800 commercial properties within their portfolios and every year we agree to around 65 loans back to a business owner’s company.

Our SSAS clients include:

• business owners interested in succession planning
• entrepreneurs wanting to invest pension savings in their business
• high net worth individuals seeking more control over their pension savings
• adventurous investors wanting access to more unusual investments

For some clients, we simply act as scheme practitioner, essentially being an appointed agent to act for the trustees to submit regulatory returns. We are happy to provide consultancy advice to trustees, noticeably where there has been an issue with non-compliance with rules in the past. We no longer set up schemes unless we are appointed as professional trustee given the new HMRC requirement that essentially means there needs to be a skilled pension person associated with the scheme.

Investor in Customers

We have been awarded a 'silver’ rating by independent assessor Investor in Customers - awarded as a result of an independent assessment of excellence in the field of customer service and customer relationships.