I agree We use cookies on this website to help us provide the best user experience. By browsing this site you agree to their use - more information is available here.

Barnett Waddingham
0333 11 11 222
A Small Self-Administered Scheme (SSAS) lets you save for retirement whilst keeping an unprecedented level of control on how your money is invested and looked after.

We act as a professional trustee of our SSASs to ensure the scheme is kept compliant with tax legislation and our co-trustees are kept informed of latest developments. As part of this service, we provide scheme administration including dealing with regulatory returns as well as member and investment transactions.

With over 2,300 current clients, we have built up a huge amount of experience in dealing with these schemes and the variety of investments that are held within them. Our clients own over 2,500 properties within their portfolios and every year we agree to around 100 loans back to a business owner’s company.

Our SSAS clients include:

  • business owners interested in succession planning
  • entrepreneurs wanting to invest pension savings in their business
  • high net worth individuals seeking more control over their pension savings
  • adventurous investors wanting access to more unusual investments

For some clients, we simply act as scheme practitioner, essentially being an appointed agent to act for the trustees to submit regulatory returns. We are happy to provide consultancy advice to trustees, noticeably where there has been an issue with non-compliance with rules in the past. We no longer set up schemes unless we are appointed as professional trustee given the new HMRC requirement that essentially means there needs to be a skilled pension person associated with the scheme.

Investor in Customers

We have been awarded a two star ‘outstanding’ rating by independent assessor Investor in Customers - awarded as a result of an independent assessment of excellence in the field of customer service and customer relationships.

Want to know more?

Download SSAS specific literature from our comprehensive library

Frequently asked questions

Specific answers to a broad range of SSAS related queries

Related knowledge and resources

Blogs

  • Pension transfers to SSASs and SIPPs

    Many members who have a SSAS or SIPP also have pension savings held elsewhere. Their natural question is whether those savings should form part of their SSAS or SIPP as well, by accepting a transfer value and paying it in.

  • Specialist advice for senior university staff

    There have been substantial recent changes in pensions legislation affecting high-earners. As a result, senior university staff may now face tax charges on their ongoing pension savings.

  • Specialist advice for head teachers

    Our Executive Pensions team has considerable experience in advising head teachers and senior staff on their pension benefits. This briefing note covers recent, substantial changes in the pensions legislation directly affecting such high-earners.

  • Mar 9 2017
    Seminar: What’s Brewin with Barnett Waddingham?

    Why not hop in from the bitter cold and warm yourself on some hot SIPP/ SSAS and Investment topics while taste testing some of the finest craft beers around with Brewin Dolphin.

    Location: Barnett Waddingham, London

  • Apr 26 2017
    Liverpool Trustee SIPP and SSAS Seminar

    Our popular SIPP and SSAS seminars are back for 2017. Our finest technical experts will focus on a selection of hot topics, including the likely reduction in the Money Purchase Annual Allowance, pension scams and the Lifetime ISA – handpicked by you.

    Location: Barnett Waddingham, Liverpool

  • Apr 26 2017
    London Trustee SIPP and SSAS Seminar

    Our popular SIPP and SSAS seminars are back for 2017. Our finest technical experts will focus on a selection of hot topics, including the likely reduction in the Money Purchase Annual Allowance, pension scams and the Lifetime ISA – handpicked by you.

    Location: Barnett Waddingham, London

  • Jun 9 2016
    Webinar - Self-Invested Pensions: post-Budget 2016

    In place of a threatened radical overhaul to pensions tax relief, Budget 2016 introduced numerous smaller measures impacting pension savings. Our webinar hosted will guide you through the latest updates following the budget.

    Location: Webinar

  • Using a SSAS loan-back to assist a company’s expansion plans

    Employer loan-backs are the unique feature of a SSAS. As the following case study serves to illustrate, SSAS loan-backs continue to offer an alternative source of finance for businesses, and an attractive investment for the SSAS member trustees.

Barnett Waddingham Investors in Customers
Investor in Customers

Barnett Waddingham’s SIPP and SSAS teams have been awarded a two star ‘outstanding’ rating by independent assessor Investor in Customers.

Assessment results

Register for your choice of email alerts

Stay ahead with our latest comment, expert insight and event details.