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Barnett Waddingham
0333 11 11 222
With over 2,200 current clients, we have built up a A Small Self-Administered Scheme (SSAS) lets you save for retirement whilst keeping an unprecedented level of control on how your money is invested and looked after.

We act as a professional trustee of our SSASs to ensure the scheme is kept compliant with tax legislation and our co-trustees are kept informed of latest developments. As part of this service, we provide scheme administration including dealing with regulatory returns as well as member and investment transactions.

With over 2,200 current clients, we have built up a huge amount of experience in dealing with these schemes and the variety of investments that are held within them. Our clients own over 2,500 commercial properties within their portfolios and every year we agree to around 100 loans back to a business owner’s company.

Our SSAS clients include:

  • business owners interested in succession planning
  • entrepreneurs wanting to invest pension savings in their business
  • high net worth individuals seeking more control over their pension savings
  • adventurous investors wanting access to more unusual investments

For some clients, we simply act as scheme practitioner, essentially being an appointed agent to act for the trustees to submit regulatory returns. We are happy to provide consultancy advice to trustees, noticeably where there has been an issue with non-compliance with rules in the past. We no longer set up schemes unless we are appointed as professional trustee given the new HMRC requirement that essentially means there needs to be a skilled pension person associated with the scheme.

Investor in Customers

We have been awarded a two star ‘outstanding’ rating by independent assessor Investor in Customers - awarded as a result of an independent assessment of excellence in the field of customer service and customer relationships.

Want to know more?

Download SSAS specific literature from our comprehensive library

Frequently asked questions

Specific answers to a broad range of SSAS related queries

Related knowledge and resources

Blogs

  • Property Purchase Guidance

    SSASs are able to purchase commercial property as well as commercial and agricultural land. This briefing note summarises the main issues which the trustees of a SSAS should consider when undertaking an investment in property.

  • Self-Invested Pensions Seminars - Technical Takeaway

    We discuss key points arising from our recent self-invested pensions seminars, including a resume of what has occurred in self-invested pensions and pension planning for those about to draw or who are already drawing benefits from their pension fund.

  • Sole or Joint SIPP Trusteeship

    ‘Sole or joint?’ may sound like a classic ‘surf or turf’ choice in your favourite restaurant but the question can also be applied to the trusteeship of self-invested personal pensions (SIPP). Andy Leggett explains the significance in practical terms.

  • Jun 9 2016
    Webinar - Self-Invested Pensions: post-Budget 2016

    In place of a threatened radical overhaul to pensions tax relief, Budget 2016 introduced numerous smaller measures impacting pension savings. Our webinar hosted will guide you through the latest updates following the budget.

    Location: Webinar

  • Gold bullion: the only physical commodity allowed in a SIPP or SSAS

    The FCA has added physical gold Bullion to its list of ‘standard assets', and is the only physical commodity allowed in a SIPP or SSAS. This case study shows how an investor can end up with commodities other than gold Bullion in a self-invested pension.

  • By GAD! Drawdown yields to lower levels

    Without warning, new Government Actuary’s Department tables for capped drawdown suddenly appeared from HM Revenue & Customs (HMRC) on 18 January 2017. This case study reviews what impact changes to the GAD tables might have on 65 year old Donald.

  • Using a SSAS loan-back to assist a company’s expansion plans

    Employer loan-backs are the unique feature of a SSAS. As the following case study serves to illustrate, SSAS loan-backs continue to offer an alternative source of finance for businesses, and an attractive investment for the SSAS member trustees.

  • New commercial property insurance option in conjunction with Hettle Andrews

    Barnett Waddingham are now working with Hettle Andrews, an independent firm of insurance brokers with Chartered Status, to put together an option for commercial property insurance - vital for any SIPP or SSAS invested directly in commercial property.

  • Our SIPP and SSAS - written in the Moneyfacts stars . . .

    We are proud and delighted that our Small Self-Administered Scheme (SSAS) and Flexible Self-Invested Personal Pension (SIPP) have been recognised by Moneyfacts in their Star Ratings for 2017.

  • An award-winning SSAS

    Barnett Waddingham is delighted to have been named 'Highly Commended' in the Best SSAS Provider category at this year's Investment Life & Pensions Moneyfacts Awards.

Barnett Waddingham Investors in Customers
Investor in Customers

Barnett Waddingham’s SIPP and SSAS teams have been awarded a two star ‘outstanding’ rating by independent assessor Investor in Customers.

Assessment results

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