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Barnett Waddingham
0333 11 11 222
A Small Self-Administered Scheme (SSAS) lets you save for retirement whilst keeping an unprecedented level of control on how your money is invested and looked after.

We act as a professional trustee of our SSASs to ensure the scheme is kept compliant with tax legislation and our co-trustees are kept informed of latest developments. As part of this service, we provide scheme administration including dealing with regulatory returns as well as member and investment transactions.

With over 2,170 current clients, we have built up a huge amount of experience in dealing with these schemes and the variety of investments that are held within them. Our clients own over 2,750 commercial properties within their portfolios and every year we agree to around 80 loans back to a business owner’s company.

Our SSAS clients include:

  • business owners interested in succession planning
  • entrepreneurs wanting to invest pension savings in their business
  • high net worth individuals seeking more control over their pension savings
  • adventurous investors wanting access to more unusual investments

For some clients, we simply act as scheme practitioner, essentially being an appointed agent to act for the trustees to submit regulatory returns. We are happy to provide consultancy advice to trustees, noticeably where there has been an issue with non-compliance with rules in the past. We no longer set up schemes unless we are appointed as professional trustee given the new HMRC requirement that essentially means there needs to be a skilled pension person associated with the scheme.

Investor in Customers

We have been awarded a 'silver’ rating by independent assessor Investor in Customers - awarded as a result of an independent assessment of excellence in the field of customer service and customer relationships.

Want to know more?

Download SSAS specific literature from our comprehensive library

Frequently asked questions

Specific answers to a broad range of SSAS related queries

Related knowledge and resources

Blogs

  • Picture for Are you leaving the lifetime allowance charge to chance?
    Are you leaving the lifetime allowance charge to chance?

    The lifetime allowance (LTA) charge for pension savings is akin to picking that 'chance' card in a game of Monopoly. SSAS Client Manager, Lisa White asks: are you leaving the lifetime allowance charge to chance?

  • Picture for Reforms to the FSCS are set to cost you
    Reforms to the FSCS are set to cost you

    For years, the FSCS has been making hefty levies on financial advisers to compensate people after the fallout of what are essentially investment scams. The levies fall on those remaining in the industry.

  • Picture for 5 hottest issues in the SIPP market in 2017
    5 hottest issues in the SIPP market in 2017

    James Jones-Tinsley, reviews the state of the UK Self-Invested Personal Pension (SIPP) Marketplace and explains five of the hottest issues in 2017 that we, as a leading SIPP provider, have witnessed over the last twelve months.

  • Drawing benefits from a SSAS

    This guide contains everything you need to know about drawing benefits from a typical money purchase SSAS set up on Barnett Waddingham’s standard rules. From details about the LTA and Capped Drawdown to taking a tax-free lump sum and the MPAA.

  • Flexi-Access Drawdown

    From 6 April 2015, the method of providing drawdown income for those not already in drawdown will be from a Flexi-Access Drawdown fund.This technical briefing details the rules regarding Flexi-Access Drawdown.

  • Uncrystallised Funds Pension Lump Sums

    Uncrystallised Funds Pension Lump Sums (UFPLS) is a simpler way of drawing out all funds being accessed in one go. This technical briefing details the rules regarding UFPLS.

  • Feb 28 2018
    Cheltenham SSAS and SIPP member's seminar

    Our SSAS and SIPP seminars are back for 2018 where our technical experts will outline our response to the Autumn Budget of 2017. We'll also give guests the chance to pick the hot topics and current issues they want to hear about.

    Location: DoubleTree by Hilton, Cheltenham

  • Feb 28 2018
    Amersham SSAS and SIPP member's seminar

    Our SSAS and SIPP seminars are back for 2018 where our technical experts will outline our response to the Autumn Budget of 2017. We'll also give guests the chance to pick the hot topics and current issues they want to hear about.

    Location: Barnett Waddingham, Amersham

  • Mar 1 2018
    Leeds SSAS and SIPP member's seminar

    Our SSAS and SIPP seminars are back for 2018 where our technical experts will outline our response to the Autumn Budget of 2017. We'll also give guests the chance to pick the hot topics and current issues they want to hear about.

    Location: Barnett Waddingham, Leeds

  • Feb 22 2018
    SSAS and SIPP Adviser Webinar

    The tax year end is the time when most people examine their personal and company finances. To help professional advisers be ready for client questions at a time when every minute counts and we’re hosting a live webinar with a strong technical focus.

  • Oct 3 2017
    What's Brewing in Pensions?

    A short round-up of topical matters regarding pensions; particularly given the political and economic backdrop arising from the General Election result, and the start of the Brexit negotiations.

    Location: Webinar

  • Jun 9 2016
    Webinar - Self-Invested Pensions: post-Budget 2016

    In place of a threatened radical overhaul to pensions tax relief, Budget 2016 introduced numerous smaller measures impacting pension savings. Our webinar hosted will guide you through the latest updates following the budget.

    Location: Webinar

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