Skip to main content
Howden is a Principal Partner of The British & Irish Lions
  • 0333 11 11 222
  • Careers
  • Subscribe
  • Contact
Barnett Waddingham
  • About us

    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

    Find out more
    Annual Report Careers at BW Client feedback Diversity, equity and inclusion Our people Social impact Sustainability Contact us
    Back

    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

    Find out more
    Back

    About us

    • Annual Report
    • Careers at BW
    • Client feedback
    • Diversity, equity and inclusion
    • Our people
    • Social impact
    • Sustainability
    • Contact us
    Close
  • Expertise

    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

    View all expertise
    Back

    Risk

    • Advisory and analytics
    • Data and decision-making
    • Governance
    • Pensions
    • People and wellbeing
    • Sustainability
    • Risk technology
    Advisory and analytics Data and decision-making Governance
    Back

    Pensions

    • Defined benefit (DB)
    • Defined contribution (DC)
    • Interim recruitment and project resourcing solutions
    • Investment consulting
    • Pension management and governance
    • Public sector
    Defined benefit (DB) Defined contribution (DC) Interim recruitment and project resourcing solutions Investment consulting Pension management and governance Public sector People and wellbeing Sustainability
    Back

    Risk technology

    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    • Schools analysis (Data Navigator)
    Back

    Risk - Spotlight

    A hand rests on a laptop keyboard, displaying a webpage titled "Welcome to the BW Risk Portal!" Nearby, a light blue mug is visible on a wooden table in a cozy indoor setting.

    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

    Explore the Portal
    Back

    Pensions and benefits

    • Administration
    • Benefits consulting
    • Communications
    • Defined benefit (DB)
    • Defined contribution (DC)
    • Investment
    • Pension management
    • Public sector
    • Self-invested pensions
    • Pensions and benefits tools
    Administration Benefits consulting Communications Defined benefit (DB) Defined contribution (DC) Investment Pension management Public sector Self-invested pensions
    Back

    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS guides (Enlighten)
    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • Online trustee analytics (Insight)
    • SIPPs Online
    Back

    Expertise - Spotlight

    A man and a child crouch in shallow water, using a net to catch small creatures. The sun sets in the background, reflecting warm colors on the water's surface.

    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

    Find out more
    Back

    Insurance

    • Actuarial support for insurers
    • Interim recruitment and project resourcing solutions
    • Technology for insurers
    Actuarial support for insurers Interim recruitment and project resourcing solutions
    Back

    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Back

    Insurance - Spotlight

    A woman wearing glasses and a blazer gestures while speaking, her expression thoughtful. She is seated in a modern, indoor space with soft lighting and a hint of greenery in the background.

    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

    Find out more
    Back

    Investment

    • Charities and endowments
    • DB investment
    • DC investment
    • Family office
    • Insurer investment
    • Outsourced investment
    • Public sector investment
    • Streamlined DB investment
    • Sustainable investment
    Charities and endowments DB investment DC investment Family office Insurer investment Outsourced investment Public sector investment Streamlined DB investment Sustainable investment
    Back

    Investment - Spotlight

    A woman stands outdoors, holding a white mug, wearing a chunky blue sweater and overalls. She gazes thoughtfully into the distance against a backdrop of gray skies and mountains.

    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

    Find out more
    Back

    Technology

    • Clarity from BW
    • Insurance sector
    • Pensions and benefits
    • Risk management
    Clarity from BW
    Back

    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
    Back

    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
    Back

    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
    Back

    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

    Find out more
    Back

    Expertise

    • Risk
    • Pensions and benefits
    • Insurance
    • Investment
    • Technology
    Close
  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

    View all insights
    View all events
    Latest news

    Knowledge hubs

    C-suite DB pensions DC pensions Insurance sector Public sector Self-invested pensions Sustainability Wellbeing and benefits
    Back

    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

    Find out more
    Back

    Insights and events

    • Knowledge hubs

    • C-suite
    • DB pensions
    • DC pensions
    • Insurance sector
    • Public sector
    • Self-invested pensions
    • Sustainability
    • Wellbeing and benefits
    Close
  • People
  • Search
  • Login
  • Subscribe

Research

  1. Home
  2. Insights
  3. Research
  • A man gestures while speaking, holding glasses in one hand. He is engaged in a discussion with two other individuals in a bright, modern office with greenery in the background.

    Research

    DB Consolidation: what options are available?

    There are many DB consolidation options, but not all models are right for every scheme. Learn how to choose the right option for your scheme.

  • Two men are engaged in a conversation at a table, reviewing documents filled with charts and graphs. A coffee cup sits nearby in a modern office setting.

    Research

    Fiduciary manager investment performance study 2020

    By analysing the newly launched review of fiduciary manager investment performance for UK pension funds, our research assess how managers have performed across mand…

  • Research

    Bulk Annuities: delivering de-risking in challenging times

    2020 has proven to be an extremely challenging year with inconceivable changes to our everyday lives. Throughout this period, the bulk annuity market has demonstrat…

  • A person is tying their athletic shoes while seated on a wooden surface. The background has a cool blue tint, suggesting an active, motivational atmosphere. Text reads: "READY OR NOT."

    Research

    Ready or not - is your pension scheme up to the challenge?

    Pension trustees face a considerable challenge to make the right decisions at the right times to deliver a high performing scheme, while protecting the best interes…

  • Two tablets displaying illustrated documents are positioned against a bright blue background. One document features a waterfall scene, while the other highlights environmental and investment topics.

    Research

    FTSE350 pensions – the Covid-19 investment shock

    The economic impact of the pandemic has affected all defined benefit schemes. To avoid any further impacts, understanding how events have impacted their scheme and …

  • A group of four professionals engage in lively discussion, with one woman smiling and gesturing. They are seated around a table in a bright, plant-filled office environment.

    Research

    Multi Asset Study: an in-depth analysis of multi asset portfolios

    Exploring the performance of multi-asset funds and introducing a new way of understanding how returns are generated by multi-asset portfolios.

  • Two digital tablets display colorful informational content, featuring graphs and text about COVID-19. The background is a soft green, creating a calming context for the data presentation.

    Research

    FTSE350 pensions – Covid-19 delays the endgame

    In this analysis of those FTSE350 companies with defined benefit (DB) pension schemes, we take a look at how the economic turmoil of Covid-19 has impacted the path …

  • Two tablets display colorful, illustrated layouts with landscape elements. One shows a person engaging in conversation, while the other features text about equity in selection processes.

    Research

    FTSE350 pensions – not all sectors are created equal

    The first in a series of research papers, this analysis of the DB schemes of FTSE350 companies, looks at the sectoral differences in economic performance over recen…

  • Research

    Big Schemes 2020 – how the largest DB pension schemes are performing

    Barnett Waddingham presents its latest annual analysis of the 'big' DB pension schemes, helping employers and trustees to understand and benchmark their endgame str…

  • Two men are seated at a table in a modern office environment. One man in a suit is attentively looking down, while the other, in a light blue shirt, appears focused on a document.

    Research

    DB to DC transfers: member outcomes and decumulation

    In this third and final article in the series, we take a look at what members can expect from their DC benefits and how we anticipate this activity to evolve over t…

Filter By

Reset search
  • Previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • Next
  • Next

Further reading

Accessibility

Consumer duty

Data management

Diversity, equity and inclusion

Legal notices

Privacy

Sitemap

Slavery and human trafficking

SIGN UP FOR EMAIL UPDATES

Stay ahead with our latest comment, expert insight and event notifications

Sign up Now Manage your preferences

Social

  • LinkedIn
  • Instagram
  • YouTube

Copyright © Barnett Waddingham 2025

  • LinkedIn
  • Email