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Blog
Biases at Play
Our preceding blogs talked about BE. Our final blog talks about some less obvious ways insurers may already be taking advantage of some of these biases.
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Blog
Matching Adjustment
Following PRA dry run submission, and in anticipation of the application window opening next year, insurers with annuity books are focussing their attention on the …
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Blog
Assessment of mental health risks within the workplace
Following the publication today of Dame Sally Davies’ annual report into mental health which shows mental illness leads to the loss of 70 million working days in th…
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Blog
Summer student blog
Three interns – Susanna, Adam, and Andrew – recently completed an eight week internship with us. We hope their thoughts on the experience will provide a useful res…
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Blog
An intern’s take on the future of the actuarial profession
If you wanted to join the actuarial profession 50 years ago, the primary criteria that you would have been required to meet would have been strong analytical and ma…
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UK motor insurance market – cause for celebration?
It was the news that the UK motor insurance industry had long awaited; the achievement of its first underwriting profit in 20 years. In 2013, a combined operating r…
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Interest rates – increases on the horizon
It is sensible to consider the Bank of England’s own comments in relation to this, which are that when they do start to raise rates it will do so only gradually and…
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Blog
FRC proposes amendments to FRS102 to address confusion
Exposure draft confirms schedule of contributions will not need to be recognised as additional liability under accounting standard FRS102
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Blog
Guaranteed Minimum Pension explained
A Guaranteed Minimum Pension is a pension which a UK occupational scheme must provide for people contracted out of SERPS between April 1978 & April 1997.
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Blog
Inflation measure downgrade casts further doubt on pension increases
CPIH’s loss of national statistic status means some schemes may need to look once again at their pension increase rules