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    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    Risk Evolves acquisition expands BW’s risk expertise

    Deepening our expertise in cyber security, data protection, governance and compliance.

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    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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Blog

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  • A hand is holding a document titled "RECOVERY PLAN," displaying checkmarks beside written points, set against a soft blue background. The hand is dressed in a blue suit.

    Blog

    Preparing for recovery

    As the world slowly begins to turn the tide against Covid-19, a comprehensive and well-informed blueprint for recovery should be a priority for every organisation.

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    Blog

    Covid-19: a 10-step guide to planning for insurers

    For insurance firms heavily impacted by Covid-19, the current year’s business plan needs to be put aside and an entire re-planning exercise take place from the grou…

  • A laptop displays two documents with checkmarks, suggesting task completion or approval. The background features a soft yellow gradient, creating a light and inviting atmosphere.

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    Small steps along the road towards good governance

    We all know that to have a well-run pension scheme, you need to have good governance. What sometimes gets overlooked is the impact of actions taken by individuals. …

  • A magnifying glass with a turquoise lens displays interconnected molecules. The background features soft, abstract shapes in muted purple tones, suggesting a scientific or analytical theme.

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    Covid-19 – what are the implications for the bulk annuity market?

    At start of this year the bulk annuity market was setting itself for another busy year building on the record levels seen in 2019. How has this market fared during …

  • A laptop displays a login interface with fields for entering a username and password, featuring a checkmark icon, set against a light blue background.

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    Cyber security – lock it down

    As we're looking at actual overnight transformations - necessity has driven the world online on a massively accelerated timetable and cyber-attacks are running a cl…

  • Blog

    Winners and losers – the impact of Covid-19 on long-term incentives

    Covid-19 will affect executive remuneration, including the valuations of share plans and other incentives.

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    Ad hoc ORSA: challenging the process

    Covid-19 has tested firms’ financial and operational resilience more than many would have thought possible. Was there more that should have been done in ORSAs or ne…

  • A hand places a gold coin onto a scale, balancing against a pile of coins. A shield with a checkmark symbolizes security in a soft, teal background.

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    Covid-19 and insurance: pricing in a pandemic

    What does Covid-19 do to the world of pricing? There are numerous things to consider here and, unsurprisingly, not all are straightforward.

  • A hand is placing a yellow puzzle piece into a light bulb shape, symbolizing the completion of an idea or solution. The background is a soft, muted gray.

    Blog

    Covid-19: testing operational resilience in insurance

    In these difficult times firms will also be looking to demonstrate that they remain resilient to any further stresses to their business.

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    Covid-19 – 7 steps to treating insurance customers fairly

    In this blog, another in our insurance Covid-19 series, we look at the actions that insurers can take now to help customers get through this difficult time and bett…

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