Skip to main content
Howden is a Principal Partner of The British & Irish Lions
  • 0333 11 11 222
  • Careers
  • Subscribe
  • Contact
Barnett Waddingham
  • About us

    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

    Find out more
    Annual Report Careers at BW Client feedback Diversity, equity and inclusion Our people Social impact Sustainability Contact us
    Back

    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

    Find out more
    Back

    About us

    • Annual Report
    • Careers at BW
    • Client feedback
    • Diversity, equity and inclusion
    • Our people
    • Social impact
    • Sustainability
    • Contact us
    Close
  • Expertise

    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

    View all expertise
    Back

    Risk

    • Advisory and analytics
    • Data and decision-making
    • Governance
    • Pensions
    • People and wellbeing
    • Sustainability
    • Risk technology
    Advisory and analytics Data and decision-making Governance
    Back

    Pensions

    • Defined benefit (DB)
    • Defined contribution (DC)
    • Interim recruitment and project resourcing solutions
    • Investment consulting
    • Pension management and governance
    • Public sector
    Defined benefit (DB) Defined contribution (DC) Interim recruitment and project resourcing solutions Investment consulting Pension management and governance Public sector People and wellbeing Sustainability
    Back

    Risk technology

    Risk technology

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    • Schools analysis (Data Navigator)
    Back

    Risk - Spotlight

    A hand rests on a laptop keyboard, displaying a webpage titled "Welcome to the BW Risk Portal!" Nearby, a light blue mug is visible on a wooden table in a cozy indoor setting.

    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

    Explore the Portal
    Back

    Pensions and benefits

    • Administration
    • Benefits consulting
    • Communications
    • Defined benefit (DB)
    • Defined contribution (DC)
    • Investment
    • Pension management
    • Public sector
    • Self-invested pensions
    • Pensions and benefits tools
    Administration Benefits consulting Communications Defined benefit (DB) Defined contribution (DC) Investment Pension management Public sector Self-invested pensions
    Back

    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS guides (Enlighten)
    • LGPS technology (Online tools)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • Online trustee analytics (Insight)
    • SIPPs Online
    Back

    Expertise - Spotlight

    A man and a child crouch in shallow water, using a net to catch small creatures. The sun sets in the background, reflecting warm colors on the water's surface.

    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

    Find out more
    Back

    Insurance

    • Actuarial support for insurers
    • Interim recruitment and project resourcing solutions
    • Technology for insurers
    Actuarial support for insurers Interim recruitment and project resourcing solutions
    Back

    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Back

    Insurance - Spotlight

    A woman wearing glasses and a blazer gestures while speaking, her expression thoughtful. She is seated in a modern, indoor space with soft lighting and a hint of greenery in the background.

    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

    Find out more
    Back

    Investment

    • Charities and endowments
    • DB investment
    • DC investment
    • Family office
    • Insurer investment
    • Outsourced investment
    • Public sector investment
    • Streamlined DB investment
    • Sustainable investment
    Charities and endowments DB investment DC investment Family office Insurer investment Outsourced investment Public sector investment Streamlined DB investment Sustainable investment
    Back

    Investment - Spotlight

    A woman stands outdoors, holding a white mug, wearing a chunky blue sweater and overalls. She gazes thoughtfully into the distance against a backdrop of gray skies and mountains.

    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

    Find out more
    Back

    Technology

    • Clarity from BW
    • Insurance sector
    • Pensions and benefits
    • Risk management
    Clarity from BW
    Back

    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
    Back

    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
    Back

    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
    Back

    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

    Find out more
    Back

    Expertise

    • Risk
    • Pensions and benefits
    • Insurance
    • Investment
    • Technology
    Close
  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

    View all insights
    View all events
    Latest news

    Knowledge hubs

    C-suite DB pensions DC pensions Insurance sector Public sector Self-invested pensions Sustainability Wellbeing and benefits
    Back

    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

    Find out more
    Back

    Insights and events

    • Knowledge hubs

    • C-suite
    • DB pensions
    • DC pensions
    • Insurance sector
    • Public sector
    • Self-invested pensions
    • Sustainability
    • Wellbeing and benefits
    Close
  • People
  • Search
  • Login
  • Subscribe

Blog

  1. Home
  2. Insights
  3. Blog
  • A blue folder with a padlock icon is filled with papers, and several loose sheets are flying out. The background is a soft gray, enhancing the focus on the folder and documents.

    Blog

    Light touch governance – a cautionary tale

    Is your scheme governance good enough? Or are you taking a relaxed approach and assuming nothing will go wrong? If the latter, assess your scheme against the 21st C…

  • A computer monitor displays a checklist with three checked items and a confirmation checkmark symbol. The background consists of a light blue gradient, giving a clean and modern feel.

    Blog

    Going paperless – a sustainable future for pension administration

    How do your members receive, integrate, manage, transmit, secure and future-proof information when it comes to paperless pensions? Julie Walker explains why the adv…

  • Blog

    Occupational pension scheme governance: the next stage for internal controls

    One of the key new aspects of governance is internal audit. It is important for trustees to understand the extent and scope of the statutory audit. While we await g…

  • Blog

    How professional is your professional trustee?

    The Regulator published an industry consultation on the future of trusteeship and governance on 2 July 2019. One question asked is whether an accredited professiona…

  • Blog

    The UK’s largest schemes significantly downsize equity holdings

    It is common knowledge that UK occupational defined benefit (DB) pension schemes have been slowly reducing their equity holdings over a number of years, but the res…

  • Blog

    Navigating the endgame

    In its most recent funding statement, The Pensions Regulator indicated that it will be focused on ensuring DB schemes have an appropriate long-term funding target. …

  • Blog

    What pension schemes can learn from the Woodford saga?

    Earlier this month, Woodford Investment Management suspended redemptions from the Woodford Equity Income Fund, in a move which surprised many of its investors. Alt…

  • Blog

    ESG investments and the role of trustees

    ESG, or environmental, social and governance, is a hot topic at present for those who manage defined contribution (DC) pension schemes. Regulatory requirements from…

  • Blog

    The unintended consequences of DC consolidation: is bigger better and is less more?

    The level of regulation, legislation and governance burden on DC schemes is increasing. Therefore, so is the level of associated operational cost and risk – leading…

  • Blog

    Helping members understand their transfer options

    Transferring from a DB scheme is a major decision for members and there are many factors that should be taken into account. Simon Taylor offers advice to these memb…

Filter By

Remove filter
Reset search
  • Previous
  • Previous
  • ...
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • ...
  • Next
  • Next

Further reading

Accessibility

Consumer duty

Data management

Diversity, equity and inclusion

Legal notices

Privacy

Sitemap

Slavery and human trafficking

SIGN UP FOR EMAIL UPDATES

Stay ahead with our latest comment, expert insight and event notifications

Sign up Now Manage your preferences

Social

  • LinkedIn
  • Instagram
  • YouTube

Copyright © Barnett Waddingham 2025

  • LinkedIn
  • Email