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    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    Risk Evolves acquisition expands BW’s risk expertise

    Deepening our expertise in cyber security, data protection, governance and compliance.

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    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    • SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
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    Risk management

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    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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Blog

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  • Blog

    'Loadsamoney' LISA

    Damian Stancombe looks at two employees perspectives who are polar opposites in terms of affluence, considering their savings journeys and the impact of the Lifetim…

  • Blog

    The IoT, dogs and the toughest market conditions for a generation

    Telematics has been a hot topic in the motor insurance industry for a number of years, but innovative insurers are now using it in other areas such as pet and home …

  • Blog

    UK votes Leave: how pension schemes can cope with uncertainty

    The UK public has voted to 'leave' the EU. In our latest blog we look at the impact on markets and UK pension schemes, including accounting, funding and regulation.

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    Guidance for employers on navigating the LGPS

    In our latest blog we look at the Pensions Lifetime Savings Association's new guides for employers participating in the LGPS - designed to help them navigate the si…

  • Blog

    EU Referendum: change inevitable for pension schemes - leave or remain

    A Brexit following the EU referendum could lead to legislative changes for UK pension schemes, such as GMP equalisation, PPF compensation and funding requirements. …

  • Blog

    Decommissioning and asset valuation: a complex relationship

    According to The Decommissioning Company, operators in Europe are forecast to spend over £60 billion on decommissioning over the next 30 years.

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    Pension freedoms – a potential trigger for mass financial mis-selling?

    A recent report from the Public Accounts Committee stated that, in their view "pension freedoms are a potential trigger for mass financial mis-selling”. Malcolm McL…

  • Blog

    Look-through of funds? It’s still murky

    EIOPA is not expected to offer any further clarity in terms of applying proportionality to the principle of look-through of assets. Scott Eason looks at a recent In…

  • Blog

    Changes to widows’ pension rights - not just a 'Thai Bride' problem

    In his latest blog Malcolm McLean looks at why the changes that will stop pensioners in Bangkok from getting a weekly cheque from Whitehall will have the same effec…

  • Blog

    The golden years - pension freedoms or folly?

    In the third and final blog in his series, Damian Stancombe follows the employee journey through to its conclusion, focussing on the 50+ age group – the Golden Year…

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