Damian Stancombe looks at two employees perspectives who are polar opposites in terms of affluence, considering their savings journeys and the impact of the Lifetime ISA.
Telematics has been a hot topic in the motor insurance industry for a number of years, but innovative insurers are now using it in other areas such as pet and home insurance. Read more in Cherry Chan's latest blog.
The UK public has voted to 'leave' the EU. In our latest blog we look at the impact on markets and UK pension schemes, including accounting, funding and regulation.
In our latest blog we look at the Pensions Lifetime Savings Association's new guides for employers participating in the LGPS - designed to help them navigate the significant legal, financial and administrative hurdles this poses.
In response to a recent article, Iain Poole considers dealing with uncertainty in the oil and gas industry and highlights some of the key challenges in terms of general decision making, and in light of the current turbulent environment.
A Brexit following the EU referendum could lead to legislative changes for UK pension schemes, such as GMP equalisation, PPF compensation and funding requirements. The nature of the UK’s continued relationship with the EU will be key.
According to The Decommissioning Company, operators in Europe are forecast to spend over £60 billion on decommissioning over the next 30 years. A major part of this will be in the UKCS and, according to Oil and Gas UK’s 2015 Decommissioning Insight Survey, £16.9 billion will be spent on decommissioning over the period between 2015 and 2024.
A recent report from the Public Accounts Committee stated that, in their view "pension freedoms are a potential trigger for mass financial mis-selling”. Malcolm McLean discusses whether the risks are real or if this is more alarmist prophesying.
EIOPA is not expected to offer any further clarity in terms of applying proportionality to the principle of look-through of assets. Scott Eason looks at a recent Investment Association seminar to see what other European practitioners are doing.
In his latest blog Malcolm McLean looks at why the changes that will stop pensioners in Bangkok from getting a weekly cheque from Whitehall will have the same effect on their counterparts living in the UK.