In the Workplace Wealth team we are doing some exciting work with clients to assist them in helping their employees with financial wellbeing. This is not only managing ‘positive’ wealth, but helping to manage their negative wealth more efficiently.
High earners could find themselves footing large tax bills when a series of changes to pensions tax relief are implemented in April 2016.
Scott Eason and Michael Henderson explore the potential implications of the PRA’s announcement to undertake a review of Equity Release Mortgages.
The changes to pensions benefits announced in the 2015 Summer budget, which affect the amount of tax paid by higher earners, come into effect in April. Here we outline the key features of the tapered annual allowance (TAA).
Carl Chapman looks at the complex world of benefits and how employers can educate and engage their workforce in order to help them to make the right choices.
The Pensions Ombudsman has ruled in favour of an employer’s decision to withhold their consent for a member to take early retirement, due to the cost to the pension scheme.
The Spending Review 2015 announced Government’s plans to continue to modernise terms and conditions of workers in the public sector to ensure fairness and sustainability in a challenging economic climate.
When it comes to making significant decisions about your workplace benefits, it’s important to know what’s on offer and what’s relevant to you at any one point in your life - I liken it to shoe shopping online.
With the Solvency II implementation date looming, firms must make sure their processes are ready to meet the requirements. We explore how a standard formula Solvency Capital Requirement calculation tool can be made as simple as possible for the end user.
It’s fair to say that 2014 saw the beginnings of a world of new thinking around the separate issues of debt, savings and pensions. The landscape was changing rapidly from one where these were very much ‘separate silos’, to the idea of a holistic whole.