After 25 years of working in the DC pensions industry, Damian Stancombe recognises that we are sitting at a pensions crossroads between politics and the industry, and asks - who is looking after the saver?
Some time ago HMRC promised us an update 'in the summer' as to how employers and Defined Benefit (DB) pension trustees might structure working interactions to allow the sponsoring company to continue deducting VAT on costs incurred by the pension scheme.
Contracting-out for DB pension schemes ends in April 2016. This will bring increased National Insurance costs for employers. We look at what employers are doing to mitigate the increase, and other actions employers should take.
The PPF will shortly be invoicing schemes for the 2015/16 levy. Employers should check their Experian scores, and the levy invoice, to make sure they are correct. Employers may need to do more to get full credit for their financial position.
Value for Money (VFM) has always coveted star status on the pensions governance agenda and the latest post-auto-enrolment patch-up legislation has finally brought it centre stage.
Who is your Chief Actuary when you outsource the Solvency II actuarial function? This blog explores why there has been confusion and reveals the answer.
At the NAPF (now Pension and Lifetime Savings Association) conference last week, Barnett Waddingham asked delegates to choose what they thought what the key issue in the new retirement landscape was going forward from 2015, with a clear winner.
The Department for Work and Pensions (DWP) have launched an advertising campaign today, warning small employers not to ignore auto-enrolment.
We have just published our second annual report on With-Profits Investment Performance and Strategy of UK mutual insurers. Here, we explore the surprising findings from our investigation.
Following substantial political pressure, the European Commission has rushed through reduced capital charges under the standard formula for certain investments. The reductions are a positive step, but do they go far enough?