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    About us

    With more than 1,750 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

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    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
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    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise - Spotlight

    Redefining retirement: investing for to:morrow

    Evidence shows that retirement expectations and realities aren’t aligning across the UK - here's our solution.

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  • A woman sits on a white couch, intently reading a piece of paper. She is in a softly lit room with light blue and gray tones, suggesting a calm atmosphere.

    News

    Triple lock confirmed with 10.1% rise for next April

    Barnett Waddingham reflects on the chancellor's Autumn Budget Statement 2022, from pension security to rising living costs.

  • Two people, a woman with long hair and glasses and a man, are focused on a document while seated at a table in a bright, modern indoor space with light-colored walls.

    News

    Government's mini budget 2022

    Kwasi Kwarteng unveiled plans to cut basic income tax to 19% in 2023. Barnett Waddingham believes individuals will need to increase personal contributions.

  • A woman with curly hair is wearing earphones and looking thoughtfully into the distance while surrounded by a blurred green forest, suggesting a peaceful and reflective moment in nature.

    News

    How inflation is affecting pension savings

    Our self-invested pensions technical specialist James Jones-Tinsley recently appeared on FT Adviser’s podcast to discuss the impact rising inflation rates has on pe…

  • A video titled "Guide to redundant pension jargon" features a man named James Jones-Tinsley, discussing complex pension terms. The background is a gradient of blue tones, providing a professional context for the briefing.

    Video

    A plain English guide to pensions jargon: part one

    Are you coming across unfamiliar words and phrases when looking through pension contracts? Particularly those from years or decades ago?

  • A joyful couple smiles and embraces while standing on a beach. The woman wears a yellow raincoat and glasses, while the man has light hair and a beard, dressed warmly.

    Blog

    Return of the State Pension Triple Lock?

    What a difference a year makes...

  • A group of five professionals are engaged in discussion, holding documents and looking at each other. They are surrounded by natural light and greenery in a modern, indoor setting.

    News

    What are the implications for the Spring Statement 2022?

    Chancellor Rishi Sunak has unveiled his Spring Statement for 2022. As the UK faces a record increase in the cost of living, we call for policy to go further to supp…

  • A woman with glasses is thoughtfully engaging with her computer, showing concentration. She is in a bright, modern workspace surrounded by a soft blue background.

    Briefing

    Examining the state of the UK State Pension

    A review of the State Pension Age will analyse the operating costs and consider whether the rules around pensionable age are appropriate.

  • A man wearing outdoor gear looks up thoughtfully while hiking, with a backpack on his back. The background features blurred greenery, suggesting a natural environment.

    Blog

    Five things for pension holders to be aware of in 2022

    2021 was a volatile year for the nation’s finances, and there were some important changes made that will impact people’s pensions in the year ahead.

  • A woman with curly hair in a blue suit gestures while speaking. She appears engaged in a conversation, seated in a bright, modern office setting with soft blue tones.

    Blog

    The 'net pay anomaly' and workplace pension schemes

    If there’s one tin can that has been kicked down the road remorselessly by HM Treasury in recent years, it's the one with the 'net pay anomaly' label.

  • A woman with short, silver hair and glasses sits on a couch, holding a white cup. Behind her, framed artwork decorates a softly lit living room, creating a cozy atmosphere.

    Blog

    Does a state pension 'double lock' for 2022 offer intergenerational fairness?

    From next April, the state pension triple lock will be temporarily replaced with a ‘double lock’ of the highest of either inflation, or 2.5%. Is this a necessary bu…

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