Expert analysis and advice on longevity and mortality risk
Our specialist longevity team have an unrivalled depth of knowledge and experience in analysing and modelling mortality and longevity risk which underpins the advice we provide to the holders, buyers and sellers of longevity risk.
We always look to deliver clear and pragmatic advice based on robust analysis commensurate with the end-purpose and the strengths and limitations of the available data.
For advice on best estimates of current mortality we combine the results of experience analysis with estimates derived from consideration of the socio-economic, geographic and lifestyle profiling of the specific portfolio, whilst also taking account of other relevant studies and wider populations.
We also have considerable knowledge and experience in analysing past mortality change and modelling future mortality improvements using formal mathematical models and more subjective approaches, informed by expert opinion.
Much of our work is project-based and we undertake assignments for insurance companies, reinsurance companies, investment banks, international governmental organisations and pension schemes.
Ongoing clients include the Continuous Mortality Investigation (CMI) and the Life and Longevity Markets Association (LLMA). The CMI has been a major client for over 20 years and our role includes data collection and analyses for the CMI life office and SAPS investigations and supporting the development of the CMI Mortality Projections Model.
We also act as a centre of excellence for actuarial teams in Barnett Waddingham, helping them to provide expert advice to their clients.