Edward Spencer FIA

Partner

Edward is a Scheme Actuary and provides actuarial and pensions consultancy advice to a diverse portfolio of trustee clients.  His work also includes investment consultancy advice and advising companies on their pension arrangements.

Edward has particular expertise in assisting clients with funding issues and the proactive management of the actuarial valuation process.  He is interested in developing co-ordinated funding and investment strategies with a clear focus on the clients’ objectives.

He acts as Scheme Actuary to a wide range of clients ranging in size from less than £10 million to over £200 million.  This includes an appointment as Scheme Actuary to a trustee operating more than a dozen separate defined benefit (DB) arrangements. 

Edward’s clients include traditional final salary arrangements as well as career average and cash balance schemes.


Significant experience:

  • funding matters including advice on funding triggers and incorporating SPVs into decisions on funding/investment strategy

  • advice on scheme mergers

  • advising trustees on member option exercises including Pension Increase Exchange and Enhanced Transfer Values

  • advising on schemes in wind-up including advice on bulk annuity transactions ranging in size from less than £5 million to in excess of £100 million

  • acted as Actuary to more than 10 Schemes going through a PPF assessment period/transfer to FAS with assets ranging from less than £5 million to more than £100 million