ESG is a hot topic at present for those who manage DC pension schemes. Regulatory requirements from the DWP and TPR means trustees now have to consider how ESG affects the investment strategy for their members. What are the implications of this change?
As the number of authorised master trusts rises to six, we thought it was worth considering the impact of the authorisation regime so far, good and bad.
The general consensus of a consolidated DC market is that it is a good idea. After all it should bring economies of scale and reduced risk. However are there disadvantages too? Are there any unintended consequences?
Chris Pritchard provides insight into Alternative Risk Premia (ARP). This refers to generating returns by taking risks that are quite different to traditional market risks, such as equity risk and credit risk.
Transferring from a DB scheme is a major decision for members and there are many factors that should be taken into account. Simon Taylor offers advice to these members to understand their transfer options.
The ‘Freedom and Choice’ reforms shook up the market a few years ago and said that people were free to use their pension pot as they wish. However, more freedom equals more choice and that makes choosing what to do at retirement more complex.
The valuation process for Local Government Pension Scheme (LGPS) Funds is now underway and while the information for the valuation is not yet available, we can provide some indications of the methods we will be proposing and the direction in which we anticipate the results will go.
The use of artificial intelligence (AI) within the insurance industry has been widely anticipated for years. Today this anticipation is reality.
People are surely getting regulatory fatigue by now. Solvency II has barely churned into business as usual and here comes IFRS what? It is complex, convoluted and many times worse than Solvency II, that we have just been through in the last few years.
With debt illustrations starting to land on the desks of employers who have historically participated in the ‘the Plumbing Scheme’, Chris Hawley and Matthew Giles of Squire Patton Boggs offer advice on the arising issues and challenges presented to them due this scheme.