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Blog
2017 Tax Free Childcare Scheme
In early 2017 the Government will introduce a new Tax Free Childcare (TFC) scheme which is to replace the existing Employer-Supported Childcare Voucher (ESCV) schem…
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Blog
Solvency II must do
On Tuesday 7 July we hosted our ‘Solvency II must do’ seminar bringing together experts in each of the three pillars to share with the audience the must do’s before…
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Blog
Out with the old, in with the new?
A recent survey at our Employer Conference showed that transfer value options are set to be increasingly popular for employers to proactively offer members of DB sc…
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Could a rock-solid economic picture lead to a pensions horror show?
The Chancellor’s emergency Budget 2015 has raised an old idea from the dead, while gazing into the crystal ball for reforms yet to come. We take a look at the futur…
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Budget Update: What next for Private Medical Insurance?
Chancellor George Osborne today unexpectedly announced that from November 2015 the standard rate of Insurance Premium Tax (IPT) will increase by over 58% from 6% to…
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Emergency Budget – Osborne’s Big Summer Bash?
The Chancellor is expected to take a tough line in Wednesday’s budget. We take a look at the pensions industry rumours, including tax relief, salary sacrifice and a…
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Blog
A Smoking Gun for Female Mortality Improvements?
It is common knowledge that smoking is the primary catalyst for lung cancer the second and sixth highest cause of death for males and females respectively 2012, but…
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Blog
Taking responsibility for looking after the vulnerable
Fundamental corporate strategy pushes insurers to seek ways of reducing claims and maximising premiums, but as each day passes and we increase the accuracy of model…
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Blog
Does smoking affect mortality improvements?
Smoking kills. No surprises there. It has also been recognised in the pricing of term insurance in the UK since the early 1980s and more recently in annuity pricing…
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Blog
Don’t look back in anger
Our latest survey on accounting for pension costs by FTSE100 companies shows schemes have made little progress towards reducing deficits over 2014. Employers should…