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Blog
Tier 3 employers in the LGPS: 102 pages in two minutes!
Aon released their report commissioned by the Scheme Advisory Board, identifying potential issues surrounding the participation of Tier 3 employers in the LGPS. We’…
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With-Profits funds not dead: investment performance stays strong
With-profits funds offered by UK insurers have had a poor reputation since the near-collapse of Equitable Life, with many depicted as “zombie” funds producing poor …
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Control your PMI costs: three tips
Many employers want to do the right thing by their employees by providing benefits such as Group Private Medical Insurance (PMI), but increasingly cost is the key f…
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Budget 2018: pensions in the public sector
Given the focus on pensions in recent budgets, we were all hoping that the Chancellor would leave public sector pensions alone. Largely this was the case in last we…
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The defined benefit odyssey
Defined benefit pension schemes are widely acknowledged to be in decline and entering an era of run-off. However as is often the case with pensions, the timeframe …
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Assessing private markets
A key difference between the private and public markets is the level of illiquidity and complexity, with private assets typically being less liquid and more complex…
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Focussing on investment strategy
Bull equity markets and rock bottom interest rates mean many employers are now looking to take control of their pension scheme investment strategy.
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Why this could be the year of the pension tax relief raid
Rumours suggest the Budget will see Philip Hammond finally get his hands on the billions tied up in it. It is never easy to predict with any degree of certainty wha…
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All change, please! The FCA’s ‘one size fits all’ solution to harmful retirement outcomes
In June, the FCA published their “Retirement Outcomes Review – Final Report”, which followed from the Interim Report they issued last year. Their Report was accompa…
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HR masterclass: linking financial wellbeing and broader health benefits
One of the more interesting HR observations over the last few years is that benefit strategies work best when they are structured to form part of the ‘whole’.