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Blog
The McCloud case: are there any silver linings?
Following the 2019 formal valuation, many employers in England and wales will now know the contributions they are required to pay. However, it’s not out of the qu...
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Blog
How to communicate employee benefits effectively
There are a number of curious terms and technical expressions that populate the world of employee benefits. Organisations need to be able to effectively communica...
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Blog
Will GMP equalise itself this year?
As a new year rings out across the pensions industry, new business plans are being started and it is highly likely that Guaranteed Minimum Pension Equalisation is...
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Blog
DB transfers - a framework for best practice
The PASA’s defined benefit (DB) transfer guidance is a serious, aspirational and fairly far-reaching piece of work with some key players on board, is one of those...
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Blog
Model validation: key steps to a faster, smoother process
Model validation should not be a tick box exercise. It has all the right ingredients to be a value adding exercise that can help senior management understand what...
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Blog
A look back at 2019 in the world of pensions…
2019 has seen changes in guidelines and approaches to the pension scheme industry. Our experts have kept fingers on the pulse to see how the changes affect the in...
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Blog
Data democratisation: leveraging data to generate value
Insurance companies are collecting more and more data through the proposal process, supplemented with data from public sources or industry databases. However, the...
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Blog
The tapered annual allowance: creating a pensions ‘apartheid’?
The tapered annual allowance (TAA) has been the subject of much criticism throughout the year. Stories have emerged in the national press about doctors and clinic...
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Blog
Data science, ethics and actuaries
As insurance companies are using more and more data science models, collaborations between actuaries and data scientists will be the key to developing a robust fr...
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Blog
The General Election – Christmas cheer or beware the Grinch?
With the General Election only eight trading days before Christmas investors will have little, if any, time to implement changes to their portfolios. Coupled wit...