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    About us

    With more than 1,750 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    About us - Spotlight

    Five new partners appointed to support business growth

    Continuing our investment in talent and driving business growth across our core markets.

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    Expertise

    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Pensions

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    Risk technology

    • Risk Portal
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    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Pensions and benefits

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    Pensions and benefits tools

    Pensions and benefits technology

    • Benefits platform (4me)
    • DB technology (Illuminate)
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    • LGPS guides (Enlighten)
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    • Online trustee analytics (Insight)
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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance

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    Technology for insurers

    Technology for insurers

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Investment

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    Investment - Spotlight

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    Technology

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    Clarity from BW
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    Insurance sector

    • Insurance technology
    • Capital modelling (validateR)
    • KIDs for PRIIPs
    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Expertise

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  • Insights

    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    Redefining retirement: investing for to:morrow

    Evidence shows that retirement expectations and realities aren’t aligning across the UK - here's our solution.

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    Insights and events

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All insights

Search or use the filters to find the insights that interest you

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  3. Insight
  • A smiling woman with short hair wears a business suit, looking upwards. She stands on a tree-lined street, with soft sunlight filtering through the leaves and a blurred city background.

    Blog

    How to use your DB surplus to fund DC contributions

    In light of recent tax changes and consultations from the DWP on surplus 'extraction', funding DC contributions is a viable option for those with a surplus.

  • A man in a denim jacket gestures towards a laptop, while a woman in a white shirt looks on attentively. They are seated at a table, surrounded by bookshelves.

    News

    Government's Autumn Statement 2023: issues impacting employers and trustees

    Our response to the impact on pensions from Jeremy Hunt's Autumn Statement of 22 November 2023.

  • A tall, glass skyscraper towers over a cityscape featuring various modern buildings. A bridge spans a river, with buses visible on it, under a clear blue sky.

    Research

    Large DC schemes research 2023

    This 2023 research uses data from six leading DC pension scheme providers covering 65 large schemes with combined assets of just over £80bn.

  • A woman with curly hair is engaged in a discussion, using a pen to emphasize her point, while two men listen attentively in a bright, modern meeting room.

    Briefing

    PerioDiC - spring 2023

    Our spring 2023 newsletter keeps you up-to-date with all the elements relevant to your defined contribution (DC) pension scheme arrangement.

  • A man and woman are engaged in discussion at a table, examining a laptop together in a cozy, well-lit room. A blue mug sits beside them on the table.

    Blog

    Pensions, the cost-of-living crisis, and you: key considerations

    See how BW research unearths new considerations for employees, employers and the government.

  • A man in a ribbed, mustard-colored sweater gazes thoughtfully to his right, sitting against a backdrop of soft blue tones and a blurred brick wall.

    Briefing

    PerioDiC - autumn 2022

    Our autumn 2022 newsletter keeps you up-to-date with all the elements relevant to your defined contribution (DC) pension scheme arrangement.

  • A woman sits at a table, looking concerned while examining a document. A young child, focused on drawing nearby, creates a colorful artwork in a bright, cozy room.

    News

    Auto-enrolment pensions – ten years on

    On the 10 year anniversary of auto-enrolment pensions being introduced in the UK, BW asks if people are feeling more confident about retirement.

  • Two men are engaged in a conversation, with one gesturing toward a tablet. They are in a bright, modern space with greenery visible in the background.

    Research

    Analysis of large DC pension schemes

    Read the findings of our annual research into large defined contribution (DC) pension schemes.

  • A woman with curly hair, wearing glasses and a green shirt, engages in conversation with a man. The setting is a bright, modern interior with soft, blurred background elements.

    Briefing

    PerioDiC - Spring 2022

    Our newsletter keeps you up-to-date with all the elements relevant to your defined contribution (DC) pension scheme arrangement.

  • A woman with curly hair works on a laptop at a café table, sipping from a cup, with a potted plant nearby and brick walls adding a cozy ambiance.

    Briefing

    PerioDiC - Winter 2021

    Read our newsletter briefing to stay up to date with all the elements relevant to your defined contribution (DC) pension scheme arrangement.

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