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    About us

    With more than 1,700 people in ten offices, we work to deliver on our values and our promise, ensuring the highest levels of trust, integrity and quality.

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    Risk Evolves acquisition expands BW’s risk expertise

    Deepening our expertise in cyber security, data protection, governance and compliance.

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    We are free from any external stakeholders, allowing us to take a long-term view with all our clients and giving us the freedom to bring fresh ideas to the table, unobstructed.

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    Risk - Spotlight

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    BW Risk Portal

    Access over 1,000 hours of risk management content, guidance and training, covering more than 20 risk management topics.

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    Expertise - Spotlight

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    DB endgame planning

    We help trustees, employers and advisors buy into the same cohesive vision.

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    Insurance - Spotlight

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    Bulk annuity provider services

    We offer a comprehensive set of knowledge and services to the BPA provider market.

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    Our investment philosophy

    Discover how we build robust investment portfolios and how we help our clients to implement them.

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    • Capital modelling (validateR)
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    • SCR calculator (SIIMPLIFY)
    Insurance technology Capital modelling (validateR) KIDs for PRIIPs SCR calculator (SIIMPLIFY)
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    Pensions and benefits

    • Benefits platform (4me)
    • DB technology (Illuminate)
    • DC technology (GEM)
    • LGPS online tools
    • LGPS training hub (Enlighten)
    • Pensions governance tool (BW CORE)
    • Pension self-service
    • SIPPs Online
    • Trustee analytics dashboard (Insight)
    Benefits platform (4me) DB technology (Illuminate) DC technology (GEM) LGPS online tools LGPS training hub (Enlighten) Pensions governance tool (BW CORE) Pension self-service SIPPs Online Trustee analytics dashboard (Insight)
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    Risk management

    • Risk Portal
    • Board evaluations (BoardClic)
    • Carbon emissions reporting (CARAT)
    • Pay gap reporting
    • Real-time decisions (Swarm AI)
    • Risk management software (Celestia Risk)
    Risk Portal Board evaluations (BoardClic) Carbon emissions reporting (CARAT) Pay gap reporting Real-time decisions (Swarm AI) Risk management software (Celestia Risk)
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    Expertise - Spotlight

    Take control of risk with confidence

    Our simple, powerful and automated solution for managing risk effectively.

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    Insights and events

    Access independent commentary, research and events at the forefront of risk, pensions, investment and insurance.

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    Expertise - Spotlight

    DC in focus: Large DC Schemes Analysis 2025

    In a rapidly evolving pension landscape, our latest analysis highlights scale as an emerging theme.

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All insights

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  • Blog

    Applying EIOPA’s Preparatory guidelines: FLAOR

    2013 saw confirmation that Solvency II will become reality from 1 January 2016. Here we focus on the guidelines surrounding the FLAOR, outlining what these mean for…

  • Blog

    Applying EIOPA’s preparatory guidelines

    One of our New Year’s resolutions was to publish a series of blogs on the areas in the PRA’s supervisory statement. Here we set out what the guidelines are, what fi…

  • Briefing

    CDC - sharing risks between members

    Collective Defined Contribution was put forward as one of the options in the November 2013 DWP consultation paper ’Reshaping workplace pensions for future generatio…

  • Blog

    Closed Pension Schemes

    Pension schemes which have been closed to new members or to new benefit accrual bring many challenges for their trustees.

  • Blog

    Omnibus II: 3 years late and 6th time lucky!

    What has happened? The Omnibus II directive is an amendment to the 2009 Solvency II directive. Over three years since the original draft was publis...

  • Briefing

    Spotlight on Longevity March 2014: Mortality improvements for insurance and pensioner portfolios

    We analyse historical mortality improvements for pension schemes and the general population and find that recent improvements have been higher for pension schemes.

  • Briefing

    PATHways 38

    The latest edition looks at Budget 2014, cessation of contracting-out, publication of The Pensions Regulator and the FCA joint regulatory guide, and auto-enrolment …

  • Briefing

    News on Pensions February 2014

    In this month's edition we look at HMRC: VAT on investment manager fees, Cap on management fees delayed and DWP news.

  • Blog

    Cyber Crime - Part 2

    Cyber crime impacts everyone as more and more new technologies emerge. It is invasive and contaminates both the personal and corporate world.

  • Blog

    Malcolm McLean comments on the government defeat in Lords on Pension Bill

    Commenting on the news today that the government has suffered a defeat in the Lords over its proposed reform of the state pension system, Malcolm M...

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