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Barnett Waddingham
0333 11 11 222
The requirement for strong risk management within insurance companies continues to grow on the back of Solvency II rules coupled with regulatory and stakeholder focus. The ORSA policy has become a central part of a firm’s decision making and strategy processes.

For many, this is a significant journey and we are able to help clients in all steps of the process. Our clients range from small to medium firms looking for a full range of expert advice and support to the largest firms who are typically looking for independent technical and validation support.

We have specific expertise in:

  • ORSA design and implementation
  • embedding ORSA into business processes
  • stress and scenario testing
  • deep-dive independent risk investigations
  • governance structures including Board effectiveness
  • model validation

Related knowledge and resources


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    UK With-Profits Funds: investment performance and strategy

    Our fifth annual UK with-profits investment survey shows that average performance over the past five years has exceeded benchmark returns. Our research helps insurers understand the drivers of performance.

  • Picture for With-Profits Survey 2017
    With-Profits Survey 2017

    A recent investigation by Barnett Waddingham has uncovered significant inconsistency in the investment performance of UK with profit funds

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    With Profits Survey

    This is the third investigation Barnett Waddingham has conducted into the investment strategies of UK with-profits funds.

  • Achieving higher returns with lower risk

    We were appointed to advise a client with ~£400m of assets in 2015 and this case study sets out how we worked with the trustees and employer to ultimately reduce risk and increase expected returns while working towards an agreed objective.

  • An out of control deficit

    We provide a regular funding and investment monitoring service to the trustees of a £40m scheme. We were asked to review the funding and investment strategies of the scheme, in particular with a view of reducing the risk of the deficit increasing further.

  • Contingency planning in action

    A client was looking to develop a financial management plan for the scheme, targeting a fully de-risked and liability matched investment strategy and moving on to buy-out. The plan aimed to strike a balance between reducing risk and business needs.

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