Within living memory the accepted wisdom that we are born, go to school, work, retire and die has been turned on its head. This is true with regard to working past state retirement age, whether through personal choice or financial necessity.
Many employers want to do the right thing by their employees by providing benefits such as Group Private Medical Insurance (PMI), but increasingly cost is the key factor when considering the ongoing viability of cover.
Wellbeing seems to be the “topic du jour” these days. But increasingly I question, what does the term actually mean, are providers being truly innovative and are many employers still paying lip service to the concept?