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Barnett Waddingham
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Blog: Defined contribution

improving financial wellbeing
Improving employee financial wellbeing

Employees are buckling under financial pressures, resulting in health concerns that require time off and disrupt day-to-day productivity. How can employers adjust their approach to workforce wellbeing to reclaim employee satisfaction?

Have you thought about what your consultants do for you?

New draft regulations were published recently by The Pensions Regulator, in order to help pension trustees set objectives for their investment consultancy provider. Ian Mills provides further insight on this and advises on actions trustees should take to meet requirements.

How to offer appropriate benefits at appropriate times

To successfully connect with people and for your messages to land, it's important to reach the right person at the right moment so they are more receptive towards your offer - that's 'moment marketing'.

What pension schemes can learn from the Woodford saga?

The Woodford Investment saga created a surprise for many investors as a result of the suspended redemptions of the Woodford equity fund. The impact it created on individual investors could be a learning curve for pension schemes and trustees.

The rise of the master trust

As the number of authorised master trusts rises to six, we thought it was worth considering the impact of the authorisation regime so far, good and bad.

The unintended consequences of DC consolidation: is bigger better and is less more?

The general consensus of a consolidated DC market is that it is a good idea. After all it should bring economies of scale and reduced risk. However are there disadvantages too? Are there any unintended consequences?

Should investors consider Alternative Risk Premia strategies?

Chris Pritchard provides insight into Alternative Risk Premia (ARP). This refers to generating returns by taking risks that are quite different to traditional market risks, such as equity risk and credit risk.

Freedom and Choice: don't leave your members in the dark at retirement

The ‘Freedom and Choice’ reforms shook up the market a few years ago and said that people were free to use their pension pot as they wish. However, more freedom equals more choice and that makes choosing what to do at retirement more complex.

What is the cost of a contribution?

An employer will make a very generous contribution of 10% to a pension, but only if the employee makes a contribution of 6%. However, some employees are unable to make the 6%.

Let's talk about Affordability

The DC pension formula (growth stage) is pivoted on the trinity of how long you put money in to it, how much you put in to it and net investment return.

Author

Nick Griggs (64) Kim Durniat (62) Scott Eason (49) Malcolm McLean (45) Cherry Chan (40)
James Jones-Tinsley (35) Damian Stancombe (29) Tyron Potts (26) Andy Leggett (13) Chris Ramsey (11) Danny Wilding (11) Chris Tagg (10) John Hoskin (10) Gavin Markham (10) Martin Hooper (10) Vivienne Maclure (9) Bhargaw Buddhdev (9) Laura Matthews (9) Andrew Roberts (8) Paul Hamilton (8) Mark Futcher (8) Julia Turney (8) Rob Thomas (7) Matt Tickle (7) Lisa White (7) Andrew Vaughan (6) Adam Poulson (6) Graeme Muir (6) Simon Taylor (6) Iain Poole (5) Ben Roach (5) Melanie Durrant (5) Nilesh Shah (5) Peter Meyler (5) Michael Henderson (4) Liam Mayne (4) Barry McKay (4) Jane Ralph (4) Chris Hawley (4) Julian Mainwood (3) Dave Grimshaw (3) Harshil Shah (3) Phil Duly (3) Mark Paxton (3) Tom Prime (3) Julie Walker (3) Kevin O'Neill (3) Richard Gibson (3) John Cormell (3) Julie Baillie (3) Martin Willis (3) Christine Kerr (3) Robert Hunschok (3) Trevor Harvey (2) Mark Paulson (2) David Gulland (2) Michael Crawford (2) Marcus Whitehead (2) David Connell (2) Jonathan Marrow (2) Riaan van Wyk (2) Annemarie Allen (2) Pete Smith (2) Paul Maguire (2) Paul Houghton (2) Wan Hsien Heah (2) Louise Lau (2) Paul Leandro (2) Rosie Fantom (2) Jemma Arfield (2) Ian Mills (2) Carole Ward (1) Andrew Hague (1) Mike Kennedy (1) Ian Ward (1) Andy Greig (1) Heather Martin (1) Mandie Bird (1) Jon Palin (1) Jagdeep Singh Lall (1) Sonia Kataora (1) Ruth Thomas (1) Nick Salter (1) Steve Ellul (1) Amit Lad (1) Roisin McGuire (1) Mark Pipe (1) James Jordan (1) Peter Daniels (1) Matthew Paton (1) Wendy Kriz (1) Andy Parker (1) Esther Hawley (1) Tom Hargreaves (1) Ross Anderson (1) Chris Pritchard (1) Rod Goodyer (1) Lewys Curteis (1) Sara Cook (1)

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