Employees are buckling under financial pressures, resulting in health concerns that require time off and disrupt day-to-day productivity. How can employers adjust their approach to workforce wellbeing to reclaim employee satisfaction?
New draft regulations were published recently by The Pensions Regulator, in order to help pension trustees set objectives for their investment consultancy provider. Ian Mills provides further insight on this and advises on actions trustees should take to meet requirements.
To successfully connect with people and for your messages to land, it's important to reach the right person at the right moment so they are more receptive towards your offer - that's 'moment marketing'.
The Woodford Investment saga created a surprise for many investors as a result of the suspended redemptions of the Woodford equity fund. The impact it created on individual investors could be a learning curve for pension schemes and trustees.
As the number of authorised master trusts rises to six, we thought it was worth considering the impact of the authorisation regime so far, good and bad.
The general consensus of a consolidated DC market is that it is a good idea. After all it should bring economies of scale and reduced risk. However are there disadvantages too? Are there any unintended consequences?
Chris Pritchard provides insight into Alternative Risk Premia (ARP). This refers to generating returns by taking risks that are quite different to traditional market risks, such as equity risk and credit risk.
The ‘Freedom and Choice’ reforms shook up the market a few years ago and said that people were free to use their pension pot as they wish. However, more freedom equals more choice and that makes choosing what to do at retirement more complex.
An employer will make a very generous contribution of 10% to a pension, but only if the employee makes a contribution of 6%. However, some employees are unable to make the 6%.