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Barnett Waddingham
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Needle in a Haystack? Looking for Advice in the FCA’s Retirement Outcomes Consultation Paper

The FCA’s Consultation Paper of January 2019 sets out their second proposed package of ‘remedies’ arising from their Retirement Outcomes Review. To what extent have they made up their mind and why is the Paper virtually silent on seeking advice?

The FCA tells pension providers to “wake up!”

The FCA outlines the changes pension providers need to apply to literature and processes, aiming to improve consumer engagement with their pension income decisions, as well as making the cost of drawdown products clearer and product comparisons easier.

What’s in a name? The Money and Pensions Service (or MAPS for short)

In the case of acronyms, logic suggests that as they're supposed to be derived from the title of the firm, product or what they represent they would be a secondary consideration not a starting point in the process. Malcolm isn't sure that always applies.

GMP equalisation in transfer values
GMP equalisation in transfer values

John Cormell focuses on our approach in considering the specifics of each scheme and to only implement GMP equalisation in transfer values where appropriate and agreed by the trustees.

New LGPS Online Data Checker

The LGPS Online Data Checker provides an online, secure area for LGPS Funds to carry out valuation data checks at whole Fund and individual employer level.

How trustees can help members determine the best options at retirement

Trustees of defined benefit (DB) pension schemes face a quandary. How can they best help members make good decisions when it comes to accessing their pension benefits, ask Barnett Waddingham’s Jane Ralph and Liam Mayne?

Expanding the investment toolkit: Buy-ins

Large funding deficits and low yields have meant that, for many trustees, annuities haven’t been considered a suitable asset over the last decade. However, that picture is changing slowly.

The long and winding road of guaranteed minimum pension equalisation
The long and winding road of GMP equalisation

Many schemes are addressing the short-term issues around GMP equalisation, but they must think how they adjust the benefits for members and operate with those adjustments in place.

Superfunds: a new alternative to buy-outs?

Trustees of DB schemes must consider many factors when considering a superfund transaction; buy-outs offer more security but are not always affordable.

Risk: This time it’s personal

Managing the risks is just as important in DC as it is in DB. By using the right kind of risk measures, we can focus on investment strategies on the end goals that actually matter.

Author

Nick Griggs (64) Kim Durniat (62) Scott Eason (49) Malcolm McLean (45) Cherry Chan (40)
James Jones-Tinsley (35) Damian Stancombe (28) Tyron Potts (26) Andy Leggett (13) Chris Ramsey (11) Danny Wilding (11) Chris Tagg (10) John Hoskin (10) Gavin Markham (10) Martin Hooper (10) Vivienne Maclure (9) Bhargaw Buddhdev (9) Laura Matthews (9) Andrew Roberts (8) Paul Hamilton (8) Mark Futcher (8) Julia Turney (8) Rob Thomas (7) Matt Tickle (7) Andrew Vaughan (6) Adam Poulson (6) Graeme Muir (6) Simon Taylor (6) Lisa White (6) Iain Poole (5) Ben Roach (5) Melanie Durrant (5) Nilesh Shah (5) Peter Meyler (5) Michael Henderson (4) Liam Mayne (4) Barry McKay (4) Jane Ralph (4) Chris Hawley (4) Julian Mainwood (3) Dave Grimshaw (3) Harshil Shah (3) Phil Duly (3) Mark Paxton (3) Tom Prime (3) Julie Walker (3) Kevin O'Neill (3) Richard Gibson (3) John Cormell (3) Julie Baillie (3) Martin Willis (3) Christine Kerr (3) Robert Hunschok (3) Trevor Harvey (2) Mark Paulson (2) David Gulland (2) Michael Crawford (2) Marcus Whitehead (2) David Connell (2) Jonathan Marrow (2) Riaan van Wyk (2) Annemarie Allen (2) Pete Smith (2) Paul Maguire (2) Paul Houghton (2) Wan Hsien Heah (2) Louise Lau (2) Paul Leandro (2) Rosie Fantom (2) Jemma Arfield (2) Ian Mills (2) Carole Ward (1) Andrew Hague (1) Mike Kennedy (1) Ian Ward (1) Andy Greig (1) Heather Martin (1) Mandie Bird (1) Jon Palin (1) Jagdeep Singh Lall (1) Sonia Kataora (1) Ruth Thomas (1) Nick Salter (1) Steve Ellul (1) Amit Lad (1) Roisin McGuire (1) Mark Pipe (1) James Jordan (1) Peter Daniels (1) Matthew Paton (1) Wendy Kriz (1) Andy Parker (1) Esther Hawley (1) Tom Hargreaves (1) Ross Anderson (1) Chris Pritchard (1) Rod Goodyer (1) Lewys Curteis (1)

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