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Barnett Waddingham
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Blog: April 2016 Archive

How to create a benefits masterpiece

Carl Chapman discusses starting with a blank canvas to build benefit choices tailored to the unique requirements of the workforce, in order to achieve the best possible outcome for both employer and employees.

The art of uniqueness

In the workplace, it’s easy to think of employees as one workforce that share the same needs and opinions, with nothing to distinguish them from each other – much like a carbon copy print of a piece of art. The opposite of course is true.

Are you prepared for Solvency II Day 1 reporting?

With just four weeks to go until Solvency II 'Day 1' reporting is due for solo entities, our discussions with some firms have indicated a lack of appreciation of the requirements. In this short article we set out what firms need to do in the coming weeks or risk the wrath of the Prudential Regulation Authority (PRA).

Matching Adjustment in practice – the PRA’s view

Just when life insurers were breathing a sigh of relief for getting over the Matching Adjustment (MA) hurdle, the Prudential Regulation Authority (PRA) has released a draft supervisory statement explaining further aspects of how they expect portfolios to be managed.

Has Osborne given saving a new LISA life?

One of the Chancellor’s ‘rabbits from his hat’ in this year’s Budget was the Lifetime ISA. Will it serve to “strengthen the incentive to save” amongst the young, and how might it interact over the longer term with SIPPs and pensions in general?

Constructive deterrence: will the FCA’s Business Plan result in better outcomes for customers?

In his introduction to the FCA’s Business Plan 2016/17, the Chairman uses the phrase “constructive deterrence” - this phrase may help insurers and distributors to understand the overall philosophy of the FCA but will it lead to better customer outcomes?

A switch from Scheme Reconciliation Service to Shared Workspace: something to worry about or a surprising benefit?

The proverbial Lord Mayor’s show is over; the end of contracting-out has finally come and gone. So what now? Well, schemes with changed benefit design may be cancelling their contracting-out certificate and this means they will have to adopt a different approach to GMP reconciliation.

RIP contracting-out: gone but not forgotten

Chinese New Year, the Budget, the Six Nations, Easter and the Cricket T20 World Cup have all come and gone already in 2016. Something else that’s been with us for a long time has also finished . . . rest in peace contracting-out.

Single-tier, flat-rate: a fresh start for the new state pension?

Although it seems to have been a long time in the making, as from today (6 April 2016) we now have the new state pension in force and up and running - it's proving already to be something of a mixed blessing.

Partnership and Just Retirement merger: how will it impact the medically underwritten market?

Specialist medically underwritten bulk annuity providers, Partnership Assurance and Just Retirement, have confirmed that their proposed merger will go ahead in April 2016, but what impact could this have on the market?

Author

Nick Griggs (64) Kim Durniat (62) Scott Eason (47) Malcolm McLean (44) Cherry Chan (39)
James Jones-Tinsley (32) Damian Stancombe (26) Tyron Potts (24) Andy Leggett (13) Chris Ramsey (11) Chris Tagg (10) John Hoskin (10) Gavin Markham (10) Martin Hooper (10) Danny Wilding (10) Vivienne Maclure (9) Bhargaw Buddhdev (9) Andrew Roberts (8) Paul Hamilton (8) Laura Matthews (8) Rob Thomas (7) Matt Tickle (7) Mark Futcher (6) Andrew Vaughan (6) Adam Poulson (6) Iain Poole (5) Ben Roach (5) Julia Turney (5) Melanie Durrant (5) Simon Taylor (4) Michael Henderson (4) Lisa White (4) Nilesh Shah (4) Peter Meyler (4) Liam Mayne (4) Barry McKay (4) Graeme Muir (4) Julian Mainwood (3) Dave Grimshaw (3) Harshil Shah (3) Phil Duly (3) Mark Paxton (3) Tom Prime (3) Chris Hawley (3) Jane Ralph (3) Julie Walker (3) Kevin O'Neill (3) Trevor Harvey (2) Richard Gibson (2) Mark Paulson (2) David Gulland (2) Michael Crawford (2) Marcus Whitehead (2) David Connell (2) Jonathan Marrow (2) Julie Baillie (2) Robert Hunschok (2) Martin Willis (2) John Cormell (2) Riaan van Wyk (2) Christine Kerr (2) Annemarie Allen (2) Carole Ward (1) Andrew Hague (1) Mike Kennedy (1) Ian Ward (1) Andy Greig (1) Heather Martin (1) Mandie Bird (1) Jon Palin (1) Jagdeep Singh Lall (1) Sonia Kataora (1) Pete Smith (1) Ruth Thomas (1) Nick Salter (1) Steve Ellul (1) Paul Leandro (1) Amit Lad (1) Roisin McGuire (1) Mark Pipe (1) Louise Lau (1) Jemma Arfield (1) James Jordan (1) Paul Maguire (1) Wan Hsien Heah (1) Peter Daniels (1) Ian Mills (1) Matthew Paton (1) Rosie Fantom (1) Andy Parker (1) Esther Hawley (1) Tom Hargreaves (1)

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